3406 W 85th St, Chicago, IL 60652 Property Records

Cook County property record for 3406 W 85th St, Chicago, IL 60652

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,120 sqft · built 1957
Lot Size	0.087 acres (3,780 sqft)
Owner	Individual Name on File
Last Sale	$269,500 (Aug 2018)
Tax Bill	$3,826 (2023)
Deeds & Mortgages	Feb 2022 Second Mortgage May 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`19-35-413-083`

Property Details

APN / Parcel Number

Primary APN	`19-35-413-083`
Alternative APN	`19-35-413-083-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1959
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	3,780 sqft (0.087 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	3406 W 85TH ST
City	CHICAGO
State	IL
Zip	60652-3734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	(MITCHELL) ADD TO (CLARKDALE) SUB OF NH SE SEC 35-38-13
Legal Range	13E
Legal Township	38N
Legal Section	35
Legal Subdivision	MITCHELL ADD TO CLARKDALE
Legal Block	14
Legal Lot Number	45,46
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	3
Census Block	3005
Census Tract	700402

Owner

3406 W 85th St is owned and occupied by an individual who bought it in August 2018.

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3406 W 85TH ST, CHICAGO, IL 60652-3734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP
May 15, 2020	Deed of Trust, Mortgage · FHA Mortgage CLEARPATH LNDG
Aug 26, 2019	Deed of Trust, Mortgage · FHA Mortgage CLEARPATH LNDG
Aug 27, 2018	Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FIN'L SVCS INC
Apr 13, 2018	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE
Feb 15, 2018	Grant Deed, Transfer CHICAGO TITLE COMPANY
Mar 3, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2018 · Amount on File
Deed Sale	Aug 27, 2018 · Amount on File
Prior Sale	Feb 15, 2018 · Amount on File
Deed Document Number	201847035
Prior Transfer Date	Mar 19, 2018
Prior Transfer Doc	0000046055
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3406 W 85TH ST, CHICAGO, IL 60652-3734
Transaction Type	Mortgage
Record Updated	Mar 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3406 W 85TH ST, CHICAGO, IL 60652-3734

Mortgage

Document Number	0004912245
Date	Feb 18, 2022
Instrument	2204912245

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	DENVER, CO 80249

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	358 Months
Due	Dec 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3406 W 85TH ST, CHICAGO, IL 60652-3734
Document Number	2018839001
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Jul 16, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3406 W 85TH ST CHICAGO IL 606523734, CHICAGO, IL 60652-3734

Mortgage

Document Number	2018839001
Date	Jul 6, 2020
Instrument	18839001

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 5, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3406 W 85TH ST, CHICAGO, IL 60652-3734
Document Number	1925408343
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 19, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3406 W 85TH ST CHICAGO IL 606523734, CHICAGO, IL 60652-3734

Mortgage

Document Number	1925408343
Date	Sep 11, 2019
Instrument	25408343

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 10, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Aug 27, 2018
Property Address	3406 W 85TH ST, CHICAGO, IL 60652-3734
Document Number	1823947035
Instrument Date	Aug 24, 2018
Instrument	23947035
Transaction Type	Transfer
Record Updated	Sep 5, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$269.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3406 W 85TH ST CHICAGO IL 606523734, CHICAGO, IL 60652-3734

Mortgage

Document Number	1823947036
Date	Aug 27, 2018
Instrument	23947036

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 26, 2048

Interest

Rate Type	Fixed Rate
Rate	5.62%

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Apr 13, 2018
Property Address	3406 W 85TH ST, CHICAGO, IL 60652-3734
Document Number	1810346055
Instrument Date	Mar 19, 2018
Instrument	10346055
Transaction Type	Transfer
Record Updated	Apr 26, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	5731 S MELVINA AVE CHICAGO IL 606383543, CHICAGO, IL 60638-3543

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Feb 15, 2018
Property Address	3406 W 85TH ST, CHICAGO, IL 60652-3734
Document Number	1804646125
Instrument Date	Feb 8, 2018
Instrument	4646125
Transaction Type	Transfer
Record Updated	Feb 22, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$135.50

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3406 W 85TH ST CHICAGO IL 606523734, CHICAGO, IL 60652-3734

March 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	COOK IL
Recording Date	Mar 3, 2017
Property Address	3406 W 85TH ST, CHICAGO, IL 60652-3734
Document Number	1706229019
Instrument Date	Feb 16, 2017
Instrument	6229019
Transaction Type	Foreclosure
Record Updated	Mar 15, 2017

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3406 W 85TH ST CHICAGO IL 606523734, CHICAGO, IL 60652-3734

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$22,000 Land $2,268 Building $19,732	$220,000 Land $22,680 Building $197,320
2023	$3,826.00 (+2.57%)
2022	$3,730.00 (+2.25%)	$18,000 (-) Land $3,024 Building $14,976	$180,000 (-) Land $30,240 Building $149,760
2021	$3,648.00	$18,000 Land $3,024 Building $14,976	$180,000 Land $30,240 Building $149,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3406 W 85th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3406 W 85th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,021 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Verizon.

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