3406 Snaffle Rd, Lexington, KY 40513 Property Records

Lexington-Fayette Urban County property record for 3406 Snaffle Rd, Lexington, KY 40513

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,375 sqft · built 1981
Lot Size0.239 acres (10,402 sqft)
OwnerIndividual Name on Record
Last Sale$257,000 (Nov 2021)
Tax Bill$3,754 (2026)
Deeds & MortgagesSep 2020 Mortgage
Sep 2020 Mortgage
+ 1 more
APN22786662

Property Details

APN / Parcel Number

Primary APN22786662

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area2,375 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Exterior MaterialBrick/Stone
Construction TypeFrame
Lot Area10,402 sqft (0.239 acres)
Lot Width80 ft Width
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces
Pool Area578 sqft
PorchSlab
Deck Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Street Address3406 SNAFFLE RD
CityLEXINGTON
StateKY
Zip40513-1017
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1C
Legal DescriptionB-679 HARRODS HILL ESTATES LOT 29; BOOK: 2240 PAGE: 662
Legal SubdivisionHARRODS HILL ESTATES
Legal BlockA
Legal Lot Number29
JurisdictionFAYETTE KY
Township / Civil DivisionLEXINGTON-FAYETTE SOUTHWEST
Census Block Group2
Census Block2004
Census Tract4208

Owner

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address3664 STOLEN HORSE TRCE, LEXINGTON, KY 40509-2144
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2020Deed of Trust, Mortgage
GUARDIAN SAV BK FSB
Sep 10, 2020Deed of Trust, Mortgage
GUARDIAN SAV BK FSB
Nov 8, 2021Deed, Transfer · Stand-Alone First Mortgage
GUARDIAN SAV BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 8, 2021 · Amount on Record
Deed SaleNov 8, 2021 · Amount on Record
Deed Book / Page3893 / 539
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAYETTE KY
Property Address3406 SNAFFLE RD, LEXINGTON, KY 40513-1017
Transaction TypeMortgage
Record UpdatedAug 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number009753/704
DateSep 10, 2020
Book Page9753/704
Lender
NameGUARDIAN SAV BK FSB
Agreement
AmountAmount Recorded

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAYETTE KY
Property Address3406 SNAFFLE RD, LEXINGTON, KY 40513-1017
Transaction TypeMortgage
Record UpdatedAug 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number009753/688
DateSep 10, 2020
Book Page9753/688
Lender
NameGUARDIAN SAV BK FSB
Agreement
AmountAmount Recorded

November 2021: Deed, Transfer

Document TypeDeed
JurisdictionFAYETTE KY
Recording DateNov 8, 2021
Property Address3406 SNAFFLE RD, LEXINGTON, KY 40513-1017
Document Number003893/539
Book / Page3893 / 539
Transaction TypeTransfer
Record UpdatedAug 9, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000273/001
DateNov 8, 2021
Book Page0273/001
Lender
NameGUARDIAN SAV BK
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

TypeName
StateKentucky
County / MunicipalityLexington-Fayette Urban County
Unified School DistrictFayette County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,754.00 (+2.32%)$334,300 (-)$334,300 (-)
2025$3,669.00 (+7.72%)$334,300 (+7.7%)$334,300 (+7.7%)
2023$3,406.00$310,400$310,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENTUCKY-AMERICAN WATER CO
private · serves 669,042 people · EPA ID KY0340250
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Windstream
DSL · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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