3406 Smith Bottom Rd, Cottonwood, CA 96022 Property Records

Shasta County property record for 3406 Smith Bottom Rd, Cottonwood, CA 96022

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 1,486 sqft · built 1977
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Nov 2009)
Tax Bill	$2,828 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`087-190-043-000`

Property Details

APN / Parcel Number

Primary APN	`087-190-043-000`
Alternative APN	`08719043`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,486 sqft Living Area
1st Floor Area	1,486 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	130,680 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative

Location & Zoning

Account Number	087190043000
Street Address	3406 SMITH BOTTOM RD
City	COTTONWOOD
State	CA
Zip	96022-9219
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A-1
Jurisdiction	SHASTA CA
Township / Civil Division	REDDING
Census Block Group	1
Census Block	1005
Census Tract	12303

Owner

3406 Smith Bottom Rd, a rural home, is owned and occupied by two individuals who acquired it in January 2010.

Source: Shasta County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3406 SMITH BOTTOM RD, COTTONWOOD, CA 96022-9219
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2009 · Amount on File
Deed Sale	Nov 20, 2009 · Amount on File
Prior Sale	Jan 16, 2009 · Amount on File
Deed Document Number	200939605
Last Transfer Date	Jan 24, 2010
Transfer Doc	0000002277
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHASTA CA
Property Address	3406 SMITH BOTTOM RD, COTTONWOOD, CA 96022-9219
Transaction Type	Mortgage
Record Updated	Nov 3, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3406 SMITH BOTTOM RD, COTTONWOOD, CA 96022-9219

Mortgage

Document Number	0000043015
Date	Oct 20, 2021
Instrument	2021-0043015

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHASTA CA
Property Address	3406 SMITH BOTTOM RD, COTTONWOOD, CA 96022-9219
Transaction Type	Mortgage
Record Updated	Mar 23, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3406 SMITH BOTTOM RD, COTTONWOOD, CA 96022-9219

Mortgage

Document Number	0000008939
Date	Mar 4, 2021
Instrument	2021-0008939

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	354 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3406 Smith Bottom Rd was $2,828 with a homeowner's exemption.

Source: Shasta County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	California
County	Shasta County
Secondary School District	Anderson Union High School District (09 - 12)
Elementary School District	Cottonwood Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$250,144 (-3.49%) Land $92,155 Building $157,989
2025	$2,828.00 Homeowner's exemption	$259,200 Land $90,349 Building $168,851
2023	$2,610.00 (+4.19%) Homeowner's exemption	$240,120 Land $86,842 Building $153,278
2022	$2,505.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3406 Smith Bottom Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3406 Smith Bottom Rd is high, ranking above 88% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 69% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COTTONWOOD WATER DISTRICT serves 3,316 people · EPA ID CA4510007
Water Source	Groundwater
Last State Inspection	May 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024 Coliform assessment Aug 2018
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: DigitalPath.

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