3406 Silver Ridge Dr, Gainesville, GA 30507 Property Records

Hall County property record for 3406 Silver Ridge Dr, Gainesville, GA 30507

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,617 sqft · built 2019
Lot Size	2.96 acres (128,938 sqft)
Owner	Individual Name on Record
Last Sale	$401,000 (Jul 2025)
Tax Bill	$4,087 (2026)
Deeds & Mortgages	May 2019 Sale & Mortgage Jan 2019 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-015I-000-018`

Property Details

APN / Parcel Number

Primary APN	`15-015I-000-018`
Alternative APN	`75020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,617 sqft Heated Area
1st Floor Area	1,617 sqft
Basement Area	1,617 sqft
Finished Basement	1,617 sqft
Unfinished Basement	1,617 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Rustic
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	128,938 sqft (2.96 acres)
Garage Area	440 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Well

Location & Zoning

Account Number	75020
Street Address	3406 SILVER RIDGE DR
City	GAINESVILLE
State	GA
Zip	30507-5504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SILVER RIDGE S/D UNIT 1 LT 18
Legal Subdivision	SILVER RIDGE
Legal Lot Number	18
Legal Unit	1
Jurisdiction	HALL GA
Township / Civil Division	GAINESVILLE
Census Block Group	1
Census Block	1006
Census Tract	1202

Owner

Source: Hall County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3406 SILVER RIDGE DR, GAINESVILLE, GA 30507-5504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2019	Grant Deed, Subdivision Related Transfer REGIONS MTG
Jan 4, 2019	Trustee's Deed, Construction Loan · Construction Mortgage AMERIS BK
Nov 13, 2017	Grant Deed, Construction Loan · Line of Credit HAMILTON ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2025 · Amount on Record
Deed Sale	Jul 2, 2025 · Amount on Record
Prior Sale	May 17, 2019 · Amount on Record
Deed Book / Page	9683 / 124
Prior Transfer Date	May 7, 2013
Prior Transfer Doc	0071910633
Record Updated	Oct 29, 2026

May 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	HALL GA
Recording Date	May 22, 2019
Property Address	3406 SILVER RIDGE DR, GAINESVILLE, GA 30507-5504
Document Number	0082690141
Book / Page	008269 / 000141
Instrument Date	May 17, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3406 SILVER RIDGE DR GAINESVILLE GA 305075504, GAINESVILLE, GA 30507-5504

Mortgage

Document Number	82690142
Date	May 22, 2019
Book Page	008269/000142

Lender

Name	REGIONS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35244

Agreement

Amount	Amount Recorded
Term	300 Months
Due	May 21, 2044

January 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HALL GA
Recording Date	Jan 4, 2019
Property Address	3406 SILVER RIDGE DR, GAINESVILLE, GA 30507-5504
Document Number	0082030353
Book / Page	008203 / 000353
Instrument Date	Dec 28, 2018
Transaction Type	Construction Loan
Record Updated	Feb 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2160 MORNINGSIDE DR #200 BUFORD GA 305183390, 200, BUFORD, GA 30518-3390

Mortgage

Document Number	82030353
Date	Jan 4, 2019
Book Page	008203/000353

Lender

Name	AMERIS BK
Type	Bank
Address	LAWRENCEVILLE, GA 30043

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 3, 2020

November 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	HALL GA
Recording Date	Nov 13, 2017
Property Address	3406 SILVER RIDGE DR, GAINESVILLE, GA 30507-5504
Document Number	0079970670
Book / Page	007997 / 000670
Instrument Date	Nov 7, 2017
Transaction Type	Construction Loan
Record Updated	Nov 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$105.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2055 N BROWN RD #130 LAWRENCEVILLE GA 300434920, 130, LAWRENCEVILLE, GA 30043-4920
Investor	Possibly a Property Investor

Mortgage

Document Number	79970671
Date	Nov 13, 2017
Book Page	007997/000671

Lender

Name	HAMILTON ST BK
Type	Bank
Address	HOSCHTON, GA 30548

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Nov 12, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hall County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Hall County
Unified School District	Hall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,087.00 (+16.34%) Homeowner's exemption	$179,280 (+9.45%) Land $35,280 Building $144,000	$448,200 (+9.45%) Land $88,200 Building $360,000
2025	$3,513.00 (-7.58%) Homeowner's exemption	$163,800 (+14.93%) Land $35,280 Building $128,520	$409,500 (+14.93%) Land $88,200 Building $321,300
2023	$3,801.00 (+14.73%) Homeowner's exemption	$142,520 (+16.93%) Land $27,880 Building $114,640	$356,300 (+16.93%) Land $69,700 Building $286,600
2022	$3,313.00 Homeowner's exemption	$121,880 Land $20,120 Building $101,760	$304,700 Land $50,300 Building $254,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 49% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAINESVILLE serves 140,000 people · EPA ID GA1390001
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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