3406 Saint Clovis Ln, Saint Ann, MO 63074 Property Records

St. Louis County property record for 3406 Saint Clovis Ln, Saint Ann, MO 63074

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 816 sqft · built 1954
Lot Size	0.139 acres (6,050 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Apr 2025)
Tax Bill	$2,357 (2025)
Deeds & Mortgages	Apr 2017 Loan Modification Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13L-11-0670`

Property Details

APN / Parcel Number

Primary APN	`13L-11-0670`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	816 sqft Living Area
1st Floor Area	816 sqft
Game Room	Game Room

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	6,050 sqft (0.139 acres)
Lot Dimensions	110 ft deep x 55 ft wide
View / Lot	Cul-De-Sac
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3406 SAINT CLOVIS LN
City	SAINT ANN
State	MO
Zip	63074-2821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	72R1
Legal Description	ST ANN HILLS 5TH ADDITION LOT 41
Legal Subdivision	ST ANN HILLS 5TH ADDITION
Legal Lot Number	41
Jurisdiction	ST LOUIS MO
Township / Civil Division	AIRPORT
Census Block Group	4
Census Block	4003
Census Tract	214800

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3406 SAINT CLOVIS LN, SAINT ANN, MO 63074-2821
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2017	Loan Modification, Mortgage · FHA Mortgage JP MORGAN CHASE BK
Feb 21, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2025 · Amount on Record
Deed Sale	Apr 7, 2025 · Amount on Record
Prior Sale	May 12, 2010 · Amount on Record
Deed Document Number	202547492
Prior Transfer Date	Jun 10, 1998
Prior Transfer Doc	0000000694
Record Updated	Oct 29, 2026

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MO
Property Address	3406 SAINT CLOVIS LN, SAINT ANN, MO 63074-2821
Document Number	0224900380
Instrument Date	Apr 1, 2017
Transaction Type	Mortgage
Record Updated	Apr 26, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3406 SAINT CLOVIS LN ST ANN MO 630742821, ST ANN, MO 63074-2821

Mortgage

Document Number	0224900380
Date	Apr 20, 2017
Book Page	022490/000380
Instrument	182

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43219-6009

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 19, 2047

Interest

Rate Type	Fixed Rate
Rate	3.5%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	3406 SAINT CLOVIS LN, SAINT ANN, MO 63074-2821
Document Number	0224842703
Instrument Date	Feb 21, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3406 SAINT CLOVIS LN ST ANN MO 630742821, ST ANN, MO 63074-2821

Mortgage

Document Number	0224842703
Date	Apr 17, 2017
Book Page	022484/002703
Instrument	544

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Term	360 Months
Due	Apr 16, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	St. Ann City
Unified School District	Ritenour School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,150 (-) Land $5,020 Building $21,130	$137,600 (-) Land $26,400 Building $111,200
2025	$2,357.00 (+8.47%)	$26,150 (+18.27%) Land $5,020 Building $21,130	$137,600 (+18.21%) Land $26,400 Building $111,200
2024	$2,173.00 (+2.99%)
2023	$2,110.00 (+18.87%)	$22,110 (+28.17%) Land $4,290 Building $17,820	$116,400 (+28.19%) Land $22,600 Building $93,800
2022	$1,775.00	$17,250 Land $3,720 Building $13,530
2021			$90,800 Land $19,600 Building $71,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1993–1998)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 1998 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 775 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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