3406 Round Top Rd, Strunk, KY 42649 Property Records

McCreary County property record for 3406 Round Top Rd, Strunk, KY 42649

Property Summary

Property TypeSingle Family Home
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$77,500 (Oct 2025)
Tax Bill$402 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN107-00-00-022.04

Property Details

APN / Parcel Number

Primary APN107-00-00-022.04
Alternative APN
  • 18723

Exterior

Lot Area43,560 sqft (1 acres)

Location & Zoning

Street Address3406 ROUND TOP RD
CitySTRUNK
StateKY
Zip42649-8403
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1.0 AC & HSE
JurisdictionMCCREARY KY
Township / Civil DivisionSTEARNS-WHITLEY CITY
Census Block Group1
Census Block1017
Census Tract960402

Owner

Source: McCreary County records, as of January 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address39 CHRISTIAN ST, SOMERSET, KY 42503-1319
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 1, 2025 · Amount on Record
Deed SaleOct 1, 2025 · Amount on Record
Deed Document Number156362
Deed Book / PageD242 / 589
Record UpdatedJun 8, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCCREARY KY
Recording DateOct 1, 2025
Property Address3406 ROUND TOP RD, STRUNK, KY 42649-8403
Document Number00D242/589
Book / PageD242 / 589
Instrument DateSep 30, 2025
Instrument156362
Transaction TypeTransfer
Record UpdatedJan 30, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$77.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address505 ROY KIDD AVE, CORBIN, KY 40701-1119

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address39 CHRISTIAN ST, SOMERSET, KY 42503-1319

Mortgage

Document Number0000156367
DateOct 1, 2025
Instrument156367
Lender
NameCUMBERLAND VALLEY NATL BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2055

Tax Assessment & Valuation

Source: McCreary County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMcCreary County
Unified School DistrictMcCreary County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$402.00 (+45.13%)$50,000 (+47.06%)$50,000 (+47.06%)
2023$277.00$34,000$34,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 82% of Kentucky
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCCREARY COUNTY WATER DISTRICT
serves 34,439 people · EPA ID KY0740276
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Highland Telephone Cooperative
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Round Top Rd

Nearby Streets

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