3406 Oglala Trl, Temple, TX 76502 Property Records

Bell County property record for 3406 Oglala Trl, Temple, TX 76502

Property Summary

Property TypeSingle Family Home
Details1,533 sqft · built 2022
Lot Size0.142 acres (6,229 sqft)
OwnerIndividual Name on File
Tax Bill$4,559 (2023)
Deeds & MortgagesAug 2021 Mortgage
Aug 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN0858886733

Property Details

APN / Parcel Number

Primary APN0858886733
Alternative APN
  • 498023

Interior

Stories1 Story
Building Area1,533 sqft Living Area

Exterior

Year BuiltBuilt 2022
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,229 sqft (0.142 acres)
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area199 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address3406 OGLALA TRL
CityTEMPLE
StateTX
Zip76502-6721
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPRAIRIE RIDGE PHASE II, BLOCK 001, LOT 0020, ACRES 0.143
Legal SubdivisionPRAIRIE RIDGE PHASE II
Legal Block1
Legal Lot Number20
JurisdictionBELL TX
Township / Civil DivisionTEMPLE
Census Block Group1
Census Block1000
Census Tract21305

Owner

3406 Oglala Trl is owned and occupied by an individual who acquired it in August 2022.

Source: Bell County records, as of April 1, 2024

Owner of RecordIndividual Name on File
Mailing Address3406 OGLALA TRL, TEMPLE, TX 76502-6721
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2021Deed of Trust, Mortgage · Commercial Mortgage
BANCORPSOUTH BANK
Aug 31, 2022Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage
GATEWAY FIRST BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 31, 2022
Deed SaleAug 31, 2022
Deed Document Number2022055135
Record UpdatedJun 7, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address3406 OGLALA TRL, TEMPLE, TX 76502-6721
Transaction TypeMortgage
Record UpdatedNov 10, 2023
Title CompanyMONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000055933
DateAug 30, 2021
Instrument2021055933
Lender
NameBANCORPSOUTH BANK
TypeBank
AddressGATESVILLE, TX 76528
Agreement
TypeCommercial Mortgage
AmountAmount on Record

August 2022: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateAug 31, 2022
Property Address3406 OGLALA TRL, TEMPLE, TX 76502-6721
Document Number0000055135
Map ReferencePL 2020042029
Instrument DateAug 30, 2022
Instrument2022055135
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 10, 2023
Title CompanyMONTEITH ABSTRACT & TTL CO T

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3406 OGLALA TRL, TEMPLE, TX 76502-6721

Mortgage

Document Number0000055136
DateAug 31, 2022
Instrument2022055136
Lender
NameGATEWAY FIRST BANK
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2052

Mortgage

Document Number0000055137
DateAug 31, 2022
Instrument2022055137
Lender
NameGATEWAY FIRST BANK
TypeBank
AddressJENKS, OK 74037
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term181 Months
DueSep 1, 2037

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityTemple City
Unified School DistrictTemple Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$4,559.00 (+428.89%) Homeowner's exemption$268,011 Land $36,000 Building $232,011$268,011 Land $36,000 Building $232,011
2022$862.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3406 Oglala Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3406 Oglala Trl is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TEMPLE
serves 94,935 people · EPA ID TX0140005
Water SourceSurface water
Last State InspectionJan 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Nov 2019
Total trihalomethanes
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable
1,000 / 35
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
SOS Communications
Fixed Wireless
100 / 20

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