3406 Meredith Ridge Rd, Phoenix, MD 21131 Property Records

Baltimore County property record for 3406 Meredith Ridge Rd, Phoenix, MD 21131

Property Summary

Property TypeSingle Family Home
Details5.5 ba · 5,925 sqft · built 2006
Lot Size1.47 acres (64,033 sqft)
Owner2 Individual Names on File
Last Sale$860,000 (Jun 2019)
Tax Bill$11,281 (2024)
Deeds & MortgagesFeb 2021 Line of Credit
Feb 2021 Mortgage
+ 1 more
APN10-2400003200

Property Details

APN / Parcel Number

Primary APN10-2400003200
Alternative APN
  • 2400003200

Interior

Full Baths5.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area5,925 sqft Living Area
Gross Area6,615 sqft
1st Floor Area2,794 sqft
Basement Area1,000 sqft
Finished Basement1,000 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleConventional
Exterior MaterialStucco
Roof MaterialComposition Shingle
Lot Area64,033 sqft (1.47 acres)
Garage TypeAttached
Garage Area690 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area1,762 sqft
Deck Area108 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number2400003200
Street Address3406 MEREDITH RIDGE RD
CityPHOENIX
StateMD
Zip21131-1451
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1.471 AC MEREDITH RIDGE
Legal SubdivisionMEREDITH RIDGE
Legal Block3
Legal Lot Number15
JurisdictionBALTIMORE MD
Township / Civil Division10
Census Block Group3
Census Block3020
Census Tract410100

Owner

3406 Meredith Ridge Rd is owned and occupied by two individuals who acquired it in October 2020.

Source: Baltimore County records, as of July 14, 2025

Owner of Record2 Individual Names on File
Mailing Address3406 MEREDITH RIDGE RD, PHOENIX, MD 21131-1451
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2021Deed of Trust, Mortgage · Line of Credit
TOWER FCU
Feb 10, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
NFM INC
Jun 12, 2019Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 12, 2019 · Amount on File
Deed SaleJun 12, 2019 · Amount on File
Prior SaleNov 4, 2005 · Amount on File
Deed Book / Page41515 / 1
Last Transfer DateOct 13, 2020
Transfer Doc0440920125
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address3406 MEREDITH RIDGE RD, PHOENIX, MD 21131-1451
Transaction TypeMortgage
Record UpdatedMay 2, 2022
Title CompanyLAWYERS EXPRESS TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0440920143
DateFeb 10, 2021
Book Page44092/143
Lender
NameTOWER FCU
TypeCredit Union
AddressLAUREL, MD 20707
Agreement
TypeLine of Credit
AmountAmount on Record
Term357 Months
DueNov 25, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBALTIMORE MD
Recording DateFeb 10, 2021
Property Address3406 MEREDITH RIDGE RD, PHOENIX, MD 21131-1451
Document Number0440920120
Book / Page44092 / 120
Map ReferenceMB SM75 FO 79
Instrument DateOct 13, 2020
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyLAWYERS EXPRESS TITLE LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety

Mortgage

Document Number0044092125
DateFeb 10, 2021
Instrument44092/125
Lender
NameNFM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term357 Months
DueNov 1, 2050

June 2019: Deed, Transfer

Document TypeDeed
JurisdictionBALTIMORE MD
Recording DateJun 12, 2019
Property Address3406 MEREDITH RIDGE RD, PHOENIX, MD 21131-1451
Document Number0415150001
Book / Page41515 / 001
Map ReferenceMB SM 75 FO 79
Instrument DateJun 4, 2019
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyLAWYERS EXPRESS TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address3406 MEREDITH RIDGE RD, PHOENIX, MD 21131-1451

Mortgage

Document Number0000415158
DateJun 12, 2019
Instrument41515/8
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2049

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$973,900 Land $204,100 Building $769,800$973,900 Land $204,100 Building $769,800
2024$11,281.00 (+108.91%)
2023$5,400.00$886,300$973,900 Land $204,100 Building $769,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3406 Meredith Ridge Rd; there have been 16 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies3 in force
Nearby Flood Claims16 (1978–2011)
Claims Outside the SFHA2 of 16
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3406 Meredith Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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