3406 Horton Dr, Cabot, AR 72023 Property Records

Lonoke County property record for 3406 Horton Dr, Cabot, AR 72023

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,776 sqft · built 2020
Lot Size	0.219 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Nov 2019)
Tax Bill	$1,390 (2024)
Deeds & Mortgages	Jan 2021 Mortgage Nov 2019 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`721-25504-000`

Property Details

APN / Parcel Number

Primary APN	`721-25504-000`
Alternative APN	`40725`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,776 sqft Living Area
1st Floor Area	1,776 sqft
Flooring	Ceramic Tile

Exterior

Year Built	Built 2020
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	9,583 sqft (0.219 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	484 sqft
Driveway	Driveway
Driveway Area	640 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	221 sqft
Patio Area	180 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3406 HORTON DR
City	CABOT
State	AR
Zip	72023-7653
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:4 CITY/MUNI/TWP:CABOT SUBD:HORTON ESTATES SEC/TWN/RNG/MER:SEC 31 TWN 04N RNG 09W
Legal Range	09W
Legal Township	04N
Legal Section	31
Legal Subdivision	HORTON ESTATES
Legal Lot Number	4
Jurisdiction	LONOKE AR
Township / Civil Division	YORK
Census Block Group	1
Census Block	1007
Census Tract	20108

Owner

Source: Lonoke County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3406 HORTON DR, CABOT, AR 72023-7653
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Nov 22, 2019	Warranty Deed, Subdivision Related Transfer · Conventional with PMI REGIONS MTG
Feb 20, 2019	Trustee's Deed, Construction Loan · Line of Credit BANK OZK
Feb 1, 2019	Warranty Deed, Transfer · Line of Credit BANK OZK
Aug 29, 2018	Loan Modification, Mortgage FIRST CMNTY BK
Aug 29, 2017	Loan Modification, Mortgage FIRST CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2019 · Amount on Record
Deed Sale	Nov 22, 2019 · Amount on Record
Deed Document Number	2019-11794
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	3406 HORTON DR, CABOT, AR 72023-7653
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001159
Date	Jan 26, 2021
Book Page	2021/1159
Instrument	2021-01159

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

November 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Nov 22, 2019
Property Address	3406 HORTON DR, CABOT, AR 72023-7653
Document Number	0000011794
Instrument Date	Nov 19, 2019
Instrument	11794
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 23, 2019
Title Company	WACO TITLE COMPANY CABOT, WACO TITLE CO CABOT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$709.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3406 HORTON DR CABOT AR 72023, CABOT, AR 72023

Mortgage

Document Number	11795
Date	Nov 22, 2019
Instrument	11795

Lender

Name	REGIONS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 21, 2049

February 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LONOKE AR
Recording Date	Feb 20, 2019
Property Address	3406 HORTON DR, CABOT, AR 72023-7653
Instrument Date	Feb 14, 2019
Instrument	1558
Transaction Type	Construction Loan
Record Updated	Mar 18, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	19 WOODLAND DR CABOT AR 720239571, CABOT, AR 72023-9571

Mortgage

Document Number	0000001558
Date	Feb 20, 2019
Instrument	1558

Lender

Name	BANK OZK
Address	CABOT, AR 72023

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Feb 19, 2020

Interest

Rate Type	Adjustable Rate

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Feb 1, 2019
Property Address	3406 HORTON DR, CABOT, AR 72023-7653
Document Number	0000001005
Instrument Date	Jan 30, 2019
Instrument	1005
Transaction Type	Transfer
Record Updated	Feb 22, 2019
Title Company	WACO TITLE COMPANY CABOT, WACO TITLE CO CABOT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$214.50
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	19 WOODLAND DR CABOT AR 720239571, CABOT, AR 72023-9571

Mortgage

Document Number	1007
Date	Feb 1, 2019
Instrument	1007

Lender

Name	BANK OZK
Address	LITTLE ROCK, AR 72023

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Jan 31, 2021

Interest

Rate Type	Adjustable Rate

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LONOKE AR
Property Address	3406 HORTON DR, CABOT, AR 72023-7653
Document Number	0000009560
Instrument Date	Aug 29, 2018
Transaction Type	Mortgage
Record Updated	Oct 26, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13509 PIPELINE RD JACKSONVILLE AR 720769733, JACKSONVILLE, AR 72076-9733

Mortgage

Document Number	0000009560
Date	Sep 28, 2018
Instrument	9560

Lender

Name	FIRST CMNTY BK
Type	Bank
Address	BATESVILLE, AR 72503-4330

Agreement

Term	36 Months
Due	Sep 27, 2021

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LONOKE AR
Property Address	3406 HORTON DR, CABOT, AR 72023-7653
Document Number	0000009880
Instrument Date	Aug 29, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13509 PIPELINE RD JACKSONVILLE AR 720769733, JACKSONVILLE, AR 72076-9733

Mortgage

Document Number	0000009880
Date	Oct 6, 2017
Instrument	9880

Lender

Name	FIRST CMNTY BK
Type	Bank
Address	BATESVILLE, AR 72503-4330

Agreement

Term	12 Months
Due	Oct 5, 2018

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Municipality	Cabot City
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$37,140 (-) Land $3,000 Building $34,140
2024	$1,390.00 (-5.12%)
2023	$1,465.00 Homeowner's exemption	$37,140 Land $3,000 Building $34,140	$185,700 Land $15,000 Building $170,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 67% of Arkansas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CABOT WATERWORKS federal government · serves 27,578 people · EPA ID AR0000338
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Also Mapped Here	GRAND PRAIRIE BAYOU 2 PWA
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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