3406 Harmony Hwy, Harmony, NC 28634 Property Records

Iredell County property record for 3406 Harmony Hwy, Harmony, NC 28634

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,567 sqft · built 1930
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Mar 2024)
Tax Bill	$1,206 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4870-59-8174.000`

Property Details

APN / Parcel Number

Primary APN	`4870-59-8174.000`
Alternative APNs	`77384812` `80090110` `80110482`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,567 sqft Heated Area
Gross Area	3,016 sqft
1st Floor Area	1,711 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1970
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	200 ft deep x 223 ft wide
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	280 sqft
Patio Area	169 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80110482
Street Address	3406 HARMONY HWY
City	HARMONY
State	NC
Zip	28634-9402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	US 21
Legal Subdivision	TOWN OF HARMONY
Legal Block	59
Jurisdiction	IREDELL NC
Township / Civil Division	TURNERSBURG
Census Block Group	2
Census Block	2070
Census Tract	60801

Owner

3406 Harmony Hwy is owned and occupied by an individual who bought it in March 2024.

Source: Iredell County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	3406 HARMONY HWY, HARMONY, NC 28634-9402
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2024	Warranty Deed, Transfer · Conventional Mortgage NATIONS LENDING CORP
Feb 16, 2022	Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC
Nov 30, 2017	Deed of Trust, Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2024 · Amount on File
Deed Sale	Mar 25, 2024 · Amount on File
Prior Sale	Feb 16, 2022 · Amount on File
Deed Book / Page	3051 / 888
Prior Transfer Date	Sep 18, 2003
Prior Transfer Doc	9999001749
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Mar 25, 2024
Property Address	3406 HARMONY HWY, HARMONY, NC 28634-9402
Document Number	0003051888
Book / Page	3051 / 888
Map Reference	MB 1 PG 125
Instrument Date	Mar 21, 2024
Transaction Type	Transfer
Record Updated	Apr 25, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12201 NW 197TH TER, ALACHUA, FL 32615-6034

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3406 HARMONY HWY, HARMONY, NC 28634-9402

Mortgage

Document Number	0003051892
Date	Mar 25, 2024
Book Page	3051/892

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company
Address	4 SUMMIT PARK DR STE 200, INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Feb 16, 2022
Property Address	3406 HARMONY HWY, HARMONY, NC 28634-9402
Document Number	0002896838
Book / Page	2896 / 838
Instrument Date	Feb 11, 2022
Transaction Type	Transfer
Record Updated	Apr 25, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$522.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7704 BERMUDA HILLS LN, DENVER, NC 28037-8468

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3406 HARMONY HWY, HARMONY, NC 28634-9402

Mortgage

Document Number	0002896842
Date	Feb 16, 2022
Instrument	2896/842

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	3406 HARMONY HWY, HARMONY, NC 28634-9402
Document Number	25291340
Book / Page	002529 / 001340
Instrument Date	Nov 30, 2017
Transaction Type	Mortgage
Record Updated	Jan 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3406 HARMONY HWY HARMONY NC 286349402, HARMONY, NC 28634-9402

Mortgage

Document Number	25291340
Date	Dec 18, 2017
Book Page	002529/001340

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3406 Harmony Hwy was $1,206.

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Municipality	Harmony Town
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$150,840 (-) Land $24,380 Building $126,460	$150,840 (-) Land $24,380 Building $126,460
2025	$1,206.00	$150,840 (-) Land $24,380 Building $126,460	$150,840 (-) Land $24,380 Building $126,460
2024	$1,206.00 (+5.88%)	$150,840 (+6.54%) Land $24,380 Building $126,460	$150,840 (+6.54%) Land $24,380 Building $126,460
2023	$1,139.00 (+10.05%)	$141,580 (+18.75%) Land $21,130 Building $120,450	$141,580 (+18.75%) Land $21,130 Building $120,450
2022	$1,035.00	$119,230 Land $21,130 Building $98,100	$119,230 Land $21,130 Building $98,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3406 Harmony Hwy in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3406 Harmony Hwy is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IREDELL WATER CORPORATION private · serves 29,370 people · EPA ID NC0149025
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zirrus Fiber	6,000 / 6,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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