Richmond City property record for 3406 Gloucester Rd, Richmond, VA 23227
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,446 sqft · built 1919 |
| Lot Size | 0.247 acres (10,759 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $140,000 (Sep 2000) |
| Tax Bill | $7,032 (2026) |
| Deeds & Mortgages | Jan 2026 Line of Credit Mar 2023 Second Mortgage + 3 more |
| APN | N-000-1326-012 |
| Primary APN | N-000-1326-012 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,446 sqft Living Area |
| 1st Floor Area | 1,368 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1919 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Colonial |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Slate |
| Lot Area | 10,759 sqft (0.247 acres) |
| Lot Dimensions | 159 ft deep x 67 ft wide |
| Porch | Slab |
| Porch Area | 448 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 3406 GLOUCESTER RD |
|---|---|
| City | RICHMOND |
| State | VA |
| Zip | 23227-4616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 SINGLE |
| Legal Description | LABURNUM COURT L12; 0067.50X0159.21 0000.000 |
| Legal Subdivision | LABURNUM COURT |
| Jurisdiction | RICHMOND CITY VA |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 10402 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Laburnum Park Historic District listed 2002 · 228 contributing resources · NRIS 01001573 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Richmond City records, as of August 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3406 GLOUCESTER RD, RICHMOND, VA 23227-4616 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 14, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Mar 24, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 18, 2020 | Deed of Trust, Mortgage · VA Mortgage LOAN ONE |
| Nov 13, 2018 | Deed of Trust, Mortgage · Line of Credit ESSEX BK |
| Aug 28, 2018 | Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 21, 2000 · Amount on Record |
| Deed Sale | Sep 21, 2000 · Amount on Record |
| Prior Sale | Sep 21, 2000 · Amount on Record |
| Deed Book / Page | 22530 / 316 |
| Transfer Doc | 2253000316 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Property Address | 3406 GLOUCESTER RD, RICHMOND, VA 23227-4616 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3406 GLOUCESTER RD, RICHMOND, VA 23227-4616 |
| Document Number | 0000000761 |
|---|---|
| Date | Jan 14, 2026 |
| Instrument | 260000761 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Feb 1, 2066 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.75% |
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Property Address | 3406 GLOUCESTER RD, RICHMOND, VA 23227-4616 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000004230 |
|---|---|
| Date | Mar 24, 2023 |
| Instrument | 230004230 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2043 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Property Address | 3406 GLOUCESTER RD, RICHMOND, VA 23227-4616 |
| Document Number | 0000018896 |
| Instrument Date | Aug 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3406 GLOUCESTER RD RICHMOND VA 232274616, RICHMOND, VA 23227-4616 |
| Document Number | 0000018896 |
|---|---|
| Date | Aug 24, 2020 |
| Instrument | 18896 |
| Name | LOAN ONE |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 23, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Property Address | 3406 GLOUCESTER RD, RICHMOND, VA 23227-4616 |
| Document Number | 0000024710 |
| Instrument Date | Nov 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000024710 |
|---|---|
| Date | Dec 4, 2018 |
| Instrument | 24710 |
| Name | ESSEX BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Property Address | 3406 GLOUCESTER RD, RICHMOND, VA 23227-4616 |
| Document Number | 0000018469 |
| Instrument Date | Aug 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000018469 |
|---|---|
| Date | Sep 4, 2018 |
| Instrument | 18469 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 3, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: Richmond City assessment roll, as of August 10, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Richmond City |
| Unified School District | Richmond City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,032.00 (+5.78%) | $586,000 (+8.12%) Land $160,000 Building $426,000 | $586,000 (+8.12%) Land $160,000 Building $426,000 |
| 2025 | $6,648.00 (+33,14%) | ||
| 2024 | $542,000 Land $150,000 Building $392,000 | ||
| 2023 | $542,000 Land $150,000 Building $392,000 | ||
| 2020 | $20.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RICHMOND serves 233,655 people · EPA ID VA4760100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Jul 2020 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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