3406 Flagler Ave, Key West, FL 33040 Property Records

Monroe County property record for 3406 Flagler Ave, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,399 sqft · built 1958
Lot Size0.157 acres (6,840 sqft)
OwnerIndividual Name on File
Last Sale$440,000 (Jun 2017)
Tax Bill$5,948 (2024)
Deeds & MortgagesApr 2021 Mortgage
Jun 2017 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00068660-000000

Property Details

APN / Parcel Number

Primary APN00068660-000000
Alternative APNs
  • 01010100068660000000
  • 1072559

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,399 sqft Living Area
1st Floor Area1,399 sqft
FlooringTerrazzo
Interior WallsPlywood

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1993
Exterior MaterialOther
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,840 sqft (0.157 acres)
Lot Dimensions114 ft deep x 60 ft wide
Garage TypeCarport
CarportCarport

Exterior Amenities

Pool TypePublic / Commercial Pool
PorchOpen Porch
Porch Area21 sqft
Deck Area102 sqft
Patio Area136 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Account Number1072559
Old Parcel Number01010100068660000000
Street Address3406 FLAGLER AVE
CityKEY WEST
StateFL
Zip33040-4608
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 1 LOT 9 RIVIERA SHORES SUBD PB3-148 OR257-264 OR482-456 OR696-359 OR1399-2189 OR1399-2187 OR2205-2236 OR2807-457
Legal Range25E
Legal Township67S
Legal Section34
Legal SubdivisionRIVIERA SHORES SUB
Legal Block1
Legal Lot Number9
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group2
Census Block2004
Census Tract972000

Owner

3406 Flagler Ave is owned by an individual who bought it in June 2017.

Source: Monroe County records, as of December 5, 2025

Owner of RecordIndividual Name on File
Mailing Address2693 N ROOSEVELT BLVD APT 1, 1, KEY WEST, FL 33040-3999
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jun 30, 2017Grant Deed, Transfer · Conventional Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 1, 2017 · Amount on File
Deed SaleJun 1, 2017 · Amount on File
Deed Document Number0002862587
Prior Transfer DateApr 22, 1996
Prior Transfer Doc0139902187
Record UpdatedJun 8, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address3406 FLAGLER AVE, KEY WEST, FL 33040-4608
Transaction TypeMortgage
Record UpdatedMay 12, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030911705
DateApr 22, 2021
Book Page3091/1705
Instrument2315609
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2051

June 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONROE FL
Recording DateJun 30, 2017
Property Address3406 FLAGLER AVE, KEY WEST, FL 33040-4608
Document Number0028620587
Book / Page002862 / 000587
Instrument DateJun 30, 2017
Instrument2129474
Transaction TypeTransfer
Record UpdatedAug 23, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,080.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address806 THOMAS ST #H KEY WEST FL 330407386, H, KEY WEST, FL 33040-7386

Mortgage

Document Number28620591
DateJun 30, 2017
Book Page002862/000591
Instrument2129477
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 29, 2047

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$725,680 Land $528,048 Building $197,632$725,680 Land $528,048 Building $197,632
2024$5,948.00 (+11.14%)
2023$5,352.00 (+16.45%)$643,146 (+27.92%) Land $465,120 Building $178,026$643,146 (+27.92%) Land $465,120 Building $178,026
2022$4,596.00$502,772 Land $322,848 Building $179,924$502,772 Land $322,848 Building $179,924

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3406 Flagler Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 247 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies415 units insured
incl. 168 condo units
Nearby Flood Claims496 (1980–2022)
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 33 claims
  • Hurricane Wilma, Oct 2005 · 321 claims
  • Hurricane Georges, Sep 1998 · 69 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3406 Flagler Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 634 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250

May also be available: Hotwire Communications, T-Mobile, Verizon.

Nearby Properties on Flagler Ave

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