3406 E Lupine Ave, Phoenix, AZ 85028 Property Records

Maricopa County property record for 3406 E Lupine Ave, Phoenix, AZ 85028

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,478 sqft · built 1970
Lot Size	0.184 acres (8,020 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Nov 2020)
Tax Bill	$1,678 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Feb 2020 Mortgage + 5 more
Flood Zone	Zone X (moderate risk)
APN	`166-33-112`

Property Details

APN / Parcel Number

Primary APN	`166-33-112`
Alternative APN	`166331120`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,478 sqft Living Area
1st Floor Area	1,478 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	8,020 sqft (0.184 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Pool Area	400 sqft
Porch	Covered Slab

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3406 E LUPINE AVE
City	PHOENIX
State	AZ
Zip	85028-2034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	CACTUS PARK UNIT 2 MCR 131-48
Legal Range	3E
Legal Township	3N
Legal Section	24
Legal Subdivision	CACTUS PARK UNIT 2
Legal Lot Number	40
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	4
Census Block	4005
Census Tract	104900

Owner

3406 E Lupine Ave is owned and occupied by two individuals who bought it in November 2020.

Source: Maricopa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3406 E LUPINE AVE, PHOENIX, AZ 85028-2034
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Feb 26, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK
Nov 19, 2020	Warranty Deed, Transfer · Conventional Mortgage THE FEDERAL SAVINGS BANK
Apr 12, 2018	Warranty Deed, Transfer · FHA Mortgage PRIME LNDG
Sep 29, 2017	Quit Claim Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC
Sep 29, 2017	Quit Claim Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2020 · Amount on File
Deed Sale	Nov 19, 2020 · Amount on File
Prior Sale	Apr 12, 2018 · Amount on File
Deed Document Number	20201137549
Prior Transfer Date	Sep 19, 2017
Prior Transfer Doc	0000720364
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	Jul 8, 2026
Property Address	3406 E LUPINE AVE, PHOENIX, AZ 85028-2034
Document Number	0000405728
Instrument Date	Jun 25, 2026
Instrument	2026405728
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3406 E LUPINE AVE, PHOENIX, AZ 85028-2034
Investor	Possibly a Property Investor

Mortgage

Document Number	0000405728,
Date	Jul 8, 2026
Instrument	2026405728

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3406 E LUPINE AVE, PHOENIX, AZ 85028-2034
Transaction Type	Mortgage
Record Updated	Apr 28, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000164111
Date	Feb 26, 2020
Instrument	20200164111

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3406 E LUPINE AVE, PHOENIX, AZ 85028-2034
Transaction Type	Mortgage
Record Updated	Apr 28, 2022
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3406 E LUPINE AVE, PHOENIX, AZ 85028-2034

Mortgage

Document Number	0000788383
Date	Jul 21, 2021
Instrument	20210788383

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 19, 2020
Property Address	3406 E LUPINE AVE, PHOENIX, AZ 85028-2034
Document Number	0001137549
Map Reference	MB 131 PG 48
Instrument Date	Nov 17, 2020
Instrument	20201137549
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	CLEAR TITLE AGENCY OF AZ

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3406 E LUPINE AVE, 3406, PHOENIX, AZ 85028-2034

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3406 E LUPINE AVE, PHOENIX, AZ 85028-2034
Investor	Possibly a Property Investor

Mortgage

Document Number	0001137550
Date	Nov 19, 2020
Instrument	20201137550

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 12, 2018
Property Address	3406 E LUPINE AVE, PHOENIX, AZ 85028-2034
Document Number	0000275338
Instrument Date	Apr 10, 2018
Instrument	275338
Transaction Type	Transfer
Record Updated	Apr 17, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$286.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3406 E LUPINE AVE PHOENIX AZ 850282034, PHOENIX, AZ 85028-2034

Mortgage

Document Number	275339
Date	Apr 12, 2018
Instrument	275339

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 11, 2048

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 29, 2017
Property Address	3406 E LUPINE AVE, PHOENIX, AZ 85028-2034
Document Number	0000720364
Instrument Date	Sep 19, 2017
Instrument	720364
Transaction Type	Transfer
Record Updated	Oct 6, 2017
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE AGCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3406 E LUPINE AVE PHOENIX AZ 850282034, PHOENIX, AZ 85028-2034

Mortgage

Document Number	720365
Date	Sep 29, 2017
Instrument	720365

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 28, 2047

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 29, 2017
Property Address	3406 E LUPINE AVE, PHOENIX, AZ 85028-2034
Document Number	0000720366
Instrument Date	Sep 19, 2017
Instrument	720366
Transaction Type	Transfer
Record Updated	Oct 6, 2017
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE AGCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3406 E LUPINE AVE PHOENIX AZ 850282034, PHOENIX, AZ 85028-2034

Tax Assessment & Valuation

The 2025 property tax bill for 3406 E Lupine Ave was $1,678.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,650 (+119.98%)	$426,500 (+4.77%) Land $85,300 Building $341,200
2025	$1,678.00	$19,388 (-53.14%)	$407,100 (-1.6%) Land $81,400 Building $325,700
2024		$41,370	$413,700 Land $82,700 Building $331,000
2023	$1,598.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3406 E Lupine Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3406 E Lupine Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	1,000 / 35
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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