Bay County property record for 3406 E 2nd St, Panama City, FL 32401
| Property Type | Residential Vacant Land |
|---|---|
| Details | 4 bd · 1 ba · 1,122 sqft · built 1941 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Owner Name on File |
| Tax Bill | $242 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 23893-000-000 |
| Primary APN | 23893-000-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,122 sqft |
| 1st Floor Area | 1,122 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Exterior Material | Shingles |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 127 ft deep x 55 ft wide |
| Porch | Porch |
| Porch Area | 184 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 3406 E 2ND ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-5641 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | SPRINGFIELD PLAT 118C3 LOT 1 BLK 16 ORB 3282 P 1636 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 11 |
| Legal Subdivision | SPRINGFIELD |
| Legal Block | 16 |
| Legal Lot Number | 1 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 1000 |
The current owner of 3406 E 2nd St acquired it in November 2010.
Source: Bay County records, as of January 23, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 536 DOGWOOD WAY, PANAMA CITY, FL 32404-2511 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 9, 2010 |
| Transfer Doc | 0032821636 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 3406 E 2nd St was $242.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Springfield City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $242.00 | $17,578 Land $17,578 | $17,578 Land $17,578 |
| 2023 | $333.00 (+9.18%) | $11,684 (+10.25%) Land $11,684 | $11,684 (+10.25%) Land $11,684 |
| 2022 | $305.00 | $10,598 Land $10,598 | $10,598 Land $10,598 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3406 E 2nd St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 11 (1979–2020) |
| Claims Outside the SFHA | 8 of 11 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3406 E 2nd St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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