3406 Co Rd 149, Elmore, OH 43416 Property Records

Sandusky County property record for 3406 Co Rd 149, Elmore, OH 43416

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,227 sqft · built 1900
Lot Size	2.7 acres (117,612 sqft)
Owner	2 Individual Names on Record
Last Sale	$321,500 (Aug 2025)
Tax Bill	$3,434 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Oct 2012 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`21-28-00-0008-02`

Property Details

APN / Parcel Number

Primary APN	`21-28-00-0008-02`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,227 sqft Living Area
1st Floor Area	3,046 sqft
Upper Floors Area	704 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	117,612 sqft (2.7 acres)
Garage Area	320 sqft
Porch	Porch
Porch Area	375 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	3406 COUNTY ROAD 149
City	ELMORE
State	OH
Zip	43416-9602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	14 6 28 PT SW1/4 2.7024AC PER SURVEY
Legal Block	2
Jurisdiction	SANDUSKY OH
Township / Civil Division	WASHINGTON
Census Block Group	4
Census Block	4021
Census Tract	961000

Owner

Source: Sandusky County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3406 COUNTY ROAD 149, ELMORE, OH 43416-9602
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2021	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Oct 30, 2012	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK OF THE MIDWEST
Feb 4, 2009	Deed of Trust, Mortgage FIRST FEDERAL BANK OF THE MIDWEST
Sep 23, 2005	Deed of Trust, Mortgage · Conventional Mortgage THE NATIONAL BANK OF OAK HARBOR
Sep 19, 2005	Deed of Trust, Mortgage · Line of Credit THE NATIONAL BANK OF OAK HARBOR
Sep 20, 2012	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK OF MIDWEST
Aug 18, 2025	Survivorship Deed, Transfer · Conventional Mortgage DIRECTIONS CU
Nov 24, 2020	Survivorship Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 5, 2014	Survivorship Deed, Transfer · Conventional Mortgage WATERFORD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2025 · Amount on Record
Deed Sale	Aug 18, 2025 · Amount on Record
Prior Sale	Nov 24, 2020 · Amount on Record
Deed Document Number	20254554
Deed Book / Page	368 / 84
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANDUSKY OH
Property Address	3406 COUNTY ROAD 149, ELMORE, OH 43416-9602
Transaction Type	Mortgage
Record Updated	Mar 10, 2026
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00254/2811
Date	Dec 14, 2021
Book Page	254/2811
Instrument	202100009200

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2036

October 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANDUSKY OH
Property Address	3406 COUNTY ROAD 149, ELMORE, OH 43416-9602
Transaction Type	Mortgage
Record Updated	Mar 10, 2026
Title Company	BUCKEYE TITLE AGENCY INC, BUCKEYE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00122/2995
Date	Oct 30, 2012
Book Page	122/2995
Instrument	201200007235

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2027

February 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANDUSKY OH
Property Address	3406 COUNTY ROAD 149, ELMORE, OH 43416-9602
Transaction Type	Mortgage
Record Updated	Mar 10, 2026
Title Company	BUCKEYE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00073/0815
Date	Feb 4, 2009
Book Page	073/0815
Instrument	200900000641

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2024

September 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANDUSKY OH
Property Address	3406 COUNTY ROAD 149, ELMORE, OH 43416-9602
Transaction Type	Mortgage
Record Updated	Mar 10, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00020/0728
Date	Sep 23, 2005
Book Page	020/0728
Instrument	200500009068

Lender

Name	THE NATIONAL BANK OF OAK HARBOR
Address	147 W WATER ST, OAK HARBOR, OH 43449

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2025

September 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANDUSKY OH
Property Address	3406 COUNTY ROAD 149, ELMORE, OH 43416-9602
Transaction Type	Mortgage
Record Updated	Mar 10, 2026
Title Company	LOUISVILLE TITLE AGENCY, LOUISVILLE TITLE AGENCY FOR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00019/2924
Date	Sep 19, 2005
Book Page	019/2924
Instrument	200500008887

Lender

Name	THE NATIONAL BANK OF OAK HARBOR
Address	147 W WATER ST, OAK HARBOR, OH 43449

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

September 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANDUSKY OH
Property Address	3406 COUNTY ROAD 149, ELMORE, OH 43416-9602
Transaction Type	Mortgage
Record Updated	Mar 10, 2026
Title Company	BUCKEYE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00120/2810
Date	Sep 20, 2012
Book Page	120/2810
Instrument	201200006117

Lender

Name	FIRST FEDERAL BANK OF MIDWEST
Address	DEFIANCE, OH 43512

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2027

August 2025: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	SANDUSKY OH
Recording Date	Aug 18, 2025
Property Address	3406 COUNTY ROAD 149, ELMORE, OH 43416-9602
Document Number	0000368/84
Book / Page	368 / 84
Instrument Date	Aug 15, 2025
Instrument	202500004554
Transaction Type	Transfer
Record Updated	Mar 10, 2026
Title Company	GREATER METROPOLITAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$321.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3406 COUNTY ROAD 149, ELMORE, OH 43416-9602

Mortgage

Document Number	202500004555
Date	Aug 18, 2025
Instrument	202500004555

Lender

Name	DIRECTIONS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

November 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	SANDUSKY OH
Recording Date	Nov 24, 2020
Property Address	3406 COUNTY ROAD 149, ELMORE, OH 43416-9602
Document Number	00235/2967
Book / Page	235 / 2967
Instrument Date	Nov 13, 2020
Instrument	202000007682
Transaction Type	Transfer
Record Updated	Mar 10, 2026
Title Company	GREATER METROPOLITAN TITLE, GREATER METROPOITAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$945.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3406 COUNTY ROAD 149, ELMORE, OH 43416-9602

Mortgage

Document Number	202000007683
Date	Nov 24, 2020
Instrument	202000007683

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

August 2014: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	SANDUSKY OH
Recording Date	Aug 5, 2014
Property Address	3406 COUNTY ROAD 149, ELMORE, OH 43416-9602
Document Number	00147/2921
Book / Page	147 / 2921
Instrument Date	Aug 4, 2014
Instrument	201400004451
Transaction Type	Transfer
Record Updated	Mar 10, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$644.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3406 COUNTY ROAD 149, ELMORE, OH 43416-9602

Mortgage

Document Number	201400004452
Date	Aug 5, 2014
Instrument	201400004452

Lender

Name	WATERFORD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2044

Tax Assessment & Valuation

Source: Sandusky County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Sandusky County
County Subdivision	Washington Township
Unified School District	Woodmore Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,434.00 (-0.29%)	$81,280 (-) Land $12,360 Building $68,920
2024	$3,444.00 (-4.12%)	$81,280 (+8%) Land $12,360 Building $68,920	$232,200 (+8%) Land $35,300 Building $196,900
2023	$3,592.00 Homeowner's exemption	$75,260 Land $11,450 Building $63,810
2021			$215,000 Land $32,700 Building $182,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2006–2023)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Feb 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Amplex Wireless Fixed Wireless	100 / 20

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