3406 Cloud Nine Ct, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 3406 Cloud Nine Ct, Chesapeake, VA 23323

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,508 sqft · built 1987
Lot Size	0.346 acres (15,072 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Oct 2005)
Tax Bill	$3,504 (2025)
Deeds & Mortgages	Oct 2026 Mortgage
APN	`0452002001060`

Property Details

APN / Parcel Number

Primary APN	`0452002001060`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,508 sqft Living Area
1st Floor Area	1,332 sqft
Attic	Attic
Attic Area	294 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,072 sqft (0.346 acres)
Lot Dimensions	107 ft deep x 45 ft wide
Garage Type	Attached
Garage Area	294 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	104 sqft
Deck Area	Deck Area
Patio Area	311 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3406 CLOUD NINE CT
City	CHESAPEAKE
State	VA
Zip	23323-1117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12AS: RES
Legal Description	106 ELMWOOD LANDING SEC 2
Legal Subdivision	ELMWOOD LANDING,ELMWOOD LANDING WEST
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	3
Census Block	3032
Census Tract	21301

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3406 CLOUD NINE CT, CHESAPEAKE, VA 23323-1117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2005 · Amount on Record
Deed Sale	Oct 3, 2005 · Amount on Record
Deed Book / Page	6220 / 561
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Oct 7, 2026
Property Address	3406 CLOUD NINE CT, CHESAPEAKE, VA 23323-1117
Document Number	0000025781
Book / Page	11029 / 1515
Instrument Date	Sep 30, 2026
Instrument	202625781
Transaction Type	Mortgage
Record Updated	Oct 23, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3406 CLOUD NINE CT, CHESAPEAKE, VA 23323-1117

Mortgage

Document Number	0000025781,
Date	Oct 7, 2026
Book Page	11029/1515
Instrument	202625781

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 1, 2036

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$352,400 (+1.59%) Land $160,000 Building $192,400	$352,400 (+1.59%) Land $160,000 Building $192,400
2025	$3,504.00 (+38.55%)	$346,900 (+8.78%) Land $150,000 Building $196,900	$346,900 (+8.78%) Land $150,000 Building $196,900
2023		$318,900 (+8.25%) Land $130,000 Building $188,900	$318,900 (+8.25%) Land $130,000 Building $188,900
2022		$294,600 Land $120,000 Building $174,600	$294,600 Land $120,000 Building $174,600
2019	$2,529.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 73 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	73 in force
Nearby Flood Claims	9 (1999–2024)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Aug 2024 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20