3406 Acton Rd, Moody, AL 35004 Property Records

St. Clair County property record for 3406 Acton Rd, Moody, AL 35004

Property Summary

Property Type	Single Family Home
Details	1 ba · 912 sqft · built 1996
Lot Size	0.8 acres (34,848 sqft)
Owner	Individual Name on File
Last Sale	$63,500 (Oct 2017)
Tax Bill	$471 (2025)
Deeds & Mortgages	May 2019 Line of Credit Oct 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`25-07-25-0-001-017.000`

Property Details

APN / Parcel Number

Primary APN	`25-07-25-0-001-017.000`
Alternative APNs	`00513621` `513621` `24867`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	912 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	34,848 sqft (0.8 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	00513621
Street Address	3406 ACTON RD
City	MOODY
State	AL
Zip	35004-2732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM NE COR NW4 SW4 W 252.5' SW ALG BRANCH 431.47' TO POB TH SW ALG SAME 246.62' NW 184.76' NE ALG RW 80' E 20' SE 267.64' TO
Legal Range	01E
Legal Township	16S
Legal Section	25
Jurisdiction	ST CLAIR AL
Township / Civil Division	MOODY
Census Block Group	1
Census Block	1001
Census Tract	40107

Owner

3406 Acton Rd is owned and occupied by an individual who bought it in October 2017.

Source: St. Clair County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	3406 ACTON RD, MOODY, AL 35004-2732
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2019	Deed of Trust, Mortgage · Line of Credit AMERICAS FIRST FCU
Oct 20, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2017 · Amount on File
Deed Sale	Oct 20, 2017 · Amount on File
Deed Book / Page	2017 / 11906
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	3406 ACTON RD, MOODY, AL 35004-2732
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016478
Date	May 15, 2019
Book Page	MTG 2019/16478

Lender

Name	AMERICAS FIRST FCU
Type	Credit Union
Address	BIRMINGHAM, AL 35203

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 6, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Oct 20, 2017
Property Address	3406 ACTON RD, MOODY, AL 35004-2732
Document Number	0000011906
Instrument Date	Mar 9, 2017
Instrument	11906
Transaction Type	Transfer
Record Updated	Dec 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$63.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3406 ACTON RD MOODY AL 350042732, MOODY, AL 35004-2732

Tax Assessment & Valuation

The 2025 property tax bill for 3406 Acton Rd was $471 with a homeowner's exemption.

Source: St. Clair County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Municipality	Moody City
Unified School District	St. Clair County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$471.00	$10,180	$101,740 Land $18,900 Building $82,840
2023		$17,240 Land $2,920 Building $14,320	$86,200 Land $14,600 Building $71,600
2022	$419.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3406 Acton Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3406 Acton Rd is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 68% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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