3406 243rd St E, Spanaway, WA 98387 Property Records

Pierce County property record for 3406 243rd St E, Spanaway, WA 98387

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,092 sqft · built 1993
Lot Size0.307 acres (13,375 sqft)
Owner2 Individual Names on File
Last Sale$350,000 (Jun 2020)
Tax Bill$4,605 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Nov 2025 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN500057-1-500

Property Details

APN / Parcel Number

Primary APN500057-1-500

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,092 sqft Living Area
Gross Area1,532 sqft
1st Floor Area1,092 sqft
Laundry RoomLaundry Room
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 2018
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area13,375 sqft (0.307 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Slab
Porch Area348 sqft
Deck Area372 sqft
Patio Area372 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address3406 243RD ST E
CitySPANAWAY
StateWA
Zip98387-9397
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionSECTION 23 TOWNSHIP 18 RANGE 03 QUARTER 12 FOXGLOVE HOLLOW L 150 TOG/W 1-154TH UND INT IN TRACT A EASE OF REC OUT OF 1-028 SEG E0144LK 8/11/92BO
Legal Range03
Legal Township18
Legal Section23
Legal SubdivisionFOXGLOVE HOLLOW
Legal TractA
Legal Lot Number150
JurisdictionPIERCE WA
Township / Civil DivisionGRAHAM-THRIFT
Census Block Group1
Census Block1007
Census Tract73114

Owner

Source: Pierce County assessment roll, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3406 243RD ST E, SPANAWAY, WA 98387-9397
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2026Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Nov 3, 2025Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Dec 19, 2023Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Jun 23, 2020Warranty Deed, Transfer · FHA Mortgage
MOVEMENT MORTGAGE
Mar 6, 2017Deed of Trust, Mortgage · FHA Mortgage
GENEVA FIN'L

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 23, 2020 · Amount on Record
Deed SaleJun 23, 2020 · Amount on Record
Prior SaleMar 7, 2003 · Amount on Record
Deed Document Number2020230181
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Recording DateJul 20, 2026
Property Address3406 243RD ST E, SPANAWAY, WA 98387-9397
Document Number0000000012
Instrument DateJul 5, 2026
Instrument202612
Transaction TypeMortgage
Record UpdatedJul 27, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address3406 243RD ST E, SPANAWAY, WA 98387-9397

Mortgage

Document Number0000000012,
DateJul 20, 2026
Instrument202612
Lender
NameFIGURE LENDING LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJul 30, 2036
Interest
Rate6.48%
Max Rate-1%

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address3406 243RD ST E, SPANAWAY, WA 98387-9397
Transaction TypeMortgage
Record UpdatedNov 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0011030006
DateNov 3, 2025
Instrument202511030006
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueNov 20, 2035
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address3406 243RD ST E, SPANAWAY, WA 98387-9397
Transaction TypeMortgage
Record UpdatedJan 8, 2024
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3406 243RD ST E, SPANAWAY, WA 98387-9397

Mortgage

Document Number0012190048
DateDec 19, 2023
Instrument202312190048
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term319 Months
DueJul 1, 2050

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPIERCE WA
Recording DateJun 23, 2020
Property Address3406 243RD ST E, SPANAWAY, WA 98387-9397
Document Number0006230181
Map ReferenceDOC 9203180555
Instrument DateJun 15, 2020
Instrument202006230181
Transaction TypeTransfer
Record UpdatedSep 17, 2021
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,600.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3406 243RD ST E, SPANAWAY, WA 98387-9397

Mortgage

Document Number0006230182
DateJun 23, 2020
Instrument202006230182
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address3406 243RD ST E, SPANAWAY, WA 98387-9397
Document Number1703100279
Instrument DateMar 6, 2017
Transaction TypeMortgage
Record UpdatedApr 26, 2017
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address3406 243RD ST E SPANAWAY WA 983879397, SPANAWAY, WA 98387-9397

Mortgage

Document Number1703100279
DateMar 10, 2017
Instrument201703100279
Lender
NameGENEVA FIN'L
TypeFunding / Finance Company
AddressTEMPE, AZ 85283
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 9, 2047

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateWashington
CountyPierce County
Unified School DistrictBethel School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$408,000 (-2.97%) Land $183,900 Building $224,100$408,000 (-2.97%) Land $183,900 Building $224,100
2025$4,605.00 (+3.51%)$420,500 (+9.91%) Land $174,300 Building $246,200$420,500 (+9.91%) Land $174,300 Building $246,200
2024$4,449.00 (-3.81%)$382,600 (-5.6%) Land $163,400 Building $219,200$382,600 (-5.6%) Land $163,400 Building $219,200
2023$4,625.00$405,300 Land $174,300 Building $231,000$405,300 Land $174,300 Building $231,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHWOOD
private · serves 64,155 people · EPA ID WA5382844
Water SourcePurchased surface water from several systems
Last State InspectionNov 2021
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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