3405 Wells Rd, Oakley, CA 94561 Property Records

Contra Costa County property record for 3405 Wells Rd, Oakley, CA 94561

Property Summary

Property Type	Single Family Home
Details	1,116 sqft · built 1951
Lot Size	0.35 acres (15,246 sqft)
Owner	Company Name on Record
Last Sale	$70,000 (Jun 1996)
Tax Bill	$2,810 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2017 Transfer
Flood Zone	Zone AE (high risk)
APN	`032-150-009-2`

Property Details

APN / Parcel Number

Primary APN	`032-150-009-2`
Alternative APN	`032-150-009`

Interior

Stories	1 Story
Building Area	1,116 sqft Living Area
1st Floor Area	1,116 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Lot Area	15,246 sqft (0.35 acres)
View / Lot	Waterfront

Location & Zoning

Street Address	3405 WELLS RD
City	OAKLEY
State	CA
Zip	94561-5006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	POR SEC 22 T2N R3E EX MR
Legal Range	03E
Legal Township	02N
Legal Section	22
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	4
Census Block	4006
Census Tract	301000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 230, BETHEL ISLAND, CA 94511-0230
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage VISTA POINT MORTGAGE LLC
Aug 30, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 1996 · Amount on Record
Deed Sale	Jun 3, 1996 · Amount on Record
Prior Sale	Jan 17, 1996 · Amount on Record
Deed Document Number	1996104429
Transfer Doc	0000223190
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3405 WELLS RD, OAKLEY, CA 94561
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 230, BETHEL ISLAND, CA 94511-0230

Mortgage

Document Number	0000223191
Date	Aug 11, 2021
Instrument	2021-223191

Lender

Name	VISTA POINT MORTGAGE LLC
Type	Non-Lending Institution
Address	IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 30, 2017
Property Address	3405 WELLS RD, OAKLEY, CA 94561
Document Number	0000157693
Instrument Date	Jul 31, 2017
Instrument	157693
Transaction Type	Transfer
Record Updated	Sep 5, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 230 BETHEL ISLAND CA 945110230, BETHEL ISLAND, CA 94511-0230

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Secondary School District	Liberty Union High School District (09 - 12)
Elementary School District	Oakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$118,578 (+2%) Land $90,469 Building $28,109
2025	$2,810.00 (+3.92%)	$116,254 (+4.04%) Land $88,696 Building $27,558
2023	$2,704.00 (+1.31%)	$111,741 Land $85,252 Building $26,489
2022	$2,669.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 49 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	149 units insured incl. 100 condo units
Nearby Flood Claims	2 (2017–2022)
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 43% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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