3405 W Kens Ct, Spokane, WA 99208 Property Records

Spokane County property record for 3405 W Kens Ct, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,258 sqft · built 2002
Lot Size	0.364 acres (15,847 sqft)
Owner	2 Individual Names on File
Last Sale	$645,000 (Jan 2026)
Tax Bill	$6,616 (2026)
Deeds & Mortgages	Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26261.3704`

Property Details

APN / Parcel Number

Primary APN	`26261.3704`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	11 Rooms
Building Area	3,258 sqft Living Area
Gross Area	4,321 sqft
1st Floor Area	1,730 sqft
Basement Area	1,698 sqft
Finished Basement	1,528 sqft
Unfinished Basement	170 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,847 sqft (0.364 acres)
Garage Type	Attached
Garage Area	893 sqft
Parking Spaces	4 Parking Spaces
Deck Area	321 sqft
Patio Area	84 sqft
Canopy	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3405 W KENS CT
City	SPOKANE
State	WA
Zip	99208-8592
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	26-26-42, LT 4, BLK 3 OF NEW HORIZON ADD. PLAT, AUDITORS FILE # 4556803, BK 26, PG 97.
Legal Subdivision	NEW HORIZON ADD
Legal Block	3
Legal Lot Number	4
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1022
Census Tract	10702

Owner

3405 W Kens Ct is owned and occupied by two individuals who bought it in January 2026.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3405 W KENS CT, SPOKANE, WA 99208-8592
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2026 · Amount on File
Deed Sale	Jan 28, 2026 · Amount on File
Prior Sale	Aug 18, 2010 · Amount on File
Deed Document Number	20267466894
Prior Transfer Date	Jan 7, 2013
Prior Transfer Doc	0006168700
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jan 28, 2026
Property Address	3405 W KENS CT, SPOKANE, WA 99208-8592
Document Number	0007466894
Map Reference	VOL 26 PG 96&97
Instrument Date	Jan 26, 2026
Instrument	7466894
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,541.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 W KENS CT, SPOKANE, WA 99208-8592

Mortgage

Document Number	0007466895
Date	Jan 28, 2026
Instrument	7466895

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.5%
Index	SOFR Average 30-Day
Max Rate	11.5%

Tax Assessment & Valuation

The 2026 property tax bill for 3405 W Kens Ct was $6,616, up 5.1% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,616.00 (+5.13%)	$648,900 Land $150,000 Building $498,900	$648,900 Land $150,000 Building $498,900
2025	$6,293.00
2024		$651,400 (+38.98%) Land $110,000 Building $541,400	$651,400 (+38.98%) Land $110,000 Building $541,400
2023	$5,836.00 (+15.93%)	$468,700 Land $70,000 Building $398,700	$468,700 Land $70,000 Building $398,700
2022	$5,034.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3405 W Kens Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3405 W Kens Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 70% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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