3405 W Deborah Dr, Monroe, LA 71201 Property Records

Ouachita Parish property record for 3405 W Deborah Dr, Monroe, LA 71201

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,890 sqft · built 1985
Owner	Individual Name on Record
Last Sale	$520,000 (May 2022)
Tax Bill	$4,162 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Feb 2022 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`86883`

Property Details

APN / Parcel Number

Primary APN	`86883`
Alternative APN	`229402`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,890 sqft Living Area

Exterior

Year Built	Built 1985
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Garage Type	Mixed
Garage Area	892 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	229402
Street Address	3405 W DEBORAH DR
City	MONROE
State	LA
Zip	71201-1908
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 SQ B UNIT 11 RIVER OAKS ADDN
Legal Range	04E
Legal Township	18N
Legal Section	80
Legal Subdivision	RIVER OAKS ADDN
Legal Block	B
Legal Lot Number	20
Legal Unit	11
Jurisdiction	OUACHITA LA
Township / Civil Division	C
Census Block Group	1
Census Block	1022
Census Tract	10301

Owner

Source: Ouachita Parish records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3405 W DEBORAH DR, MONROE, LA 71201-1908
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2022	Deed, Transfer · Stand-Alone First Mortgage ASSURANCE FINANCIAL
Feb 7, 2022	Deed of Trust, Mortgage · Line of Credit PROGRESSIVE BANK
Apr 22, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance PROGRESSIVE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2022 · Amount on Record
Deed Sale	May 24, 2022 · Amount on Record
Prior Sale	Sep 18, 2013 · Amount on Record
Deed Document Number	1853760
Deed Book / Page	2699 / 658
Record Updated	Jun 8, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	OUACHITA LA
Recording Date	May 24, 2022
Property Address	3405 W DEBORAH DR, MONROE, LA 71201-1908
Document Number	002699/658
Book / Page	2699 / 658
Instrument Date	May 23, 2022
Instrument	1853760
Transaction Type	Transfer
Record Updated	Jun 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001853761
Date	May 24, 2022
Instrument	1853761

Lender

Name	ASSURANCE FINANCIAL

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OUACHITA LA
Property Address	3405 W DEBORAH DR, MONROE, LA 71201-1908
Transaction Type	Mortgage
Record Updated	Mar 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004118/665
Date	Feb 7, 2022
Book Page	4118/665

Lender

Name	PROGRESSIVE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OUACHITA LA
Property Address	3405 W DEBORAH DR, MONROE, LA 71201-1908
Transaction Type	Mortgage
Record Updated	Oct 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3867/667
Date	Apr 22, 2020
Book Page	3867/667

Lender

Name	PROGRESSIVE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

Tax Assessment & Valuation

Source: Ouachita Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	Ouachita Parish
Municipality	Monroe City
Unified School District	Monroe City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,162.00 (-0.07%)	$43,930 (-) Land $4,000 Building $39,930	$439,297 (-) Land $40,000 Building $399,297
2024	$4,165.00 (+37.87%)	$43,930 (+35.11%) Land $4,000 Building $39,930	$439,297 (+35.11%) Land $40,000 Building $399,297
2023	$3,021.00 (+3.74%)	$32,514 (-) Land $4,000 Building $28,514	$325,136 (-) Land $40,000 Building $285,136
2022	$2,912.00	$32,514 Land $4,000 Building $28,514	$325,136 Land $40,000 Building $285,136

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 431 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	431 in force
Nearby Flood Claims	327 (1983–2025)
Claims Outside the SFHA	53 of 327
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Apr 2016 · 175 claims Severe Storms, Tornadoes & Flooding, May 1991 · 98 claims Severe Storms & Flooding, May 1989 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOWC SOUTH MONROE WS private · serves 7,335 people · EPA ID LA1073046
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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