3405 Sincerity Rd, Monroe, NC 28110 Property Records

Union County property record for 3405 Sincerity Rd, Monroe, NC 28110 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2,652 sqft · built 2021
Lot Size	1.09 acres (47,568 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Dec 2021)
Tax Bill	$2,502 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-078-044`

Property Details

APN / Parcel Number

Primary APN	`08-078-044`

Interior

Building Area	2,652 sqft Total Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	47,568 sqft (1.09 acres)

Location & Zoning

Street Address	3405 SINCERITY RD
City	MONROE
State	NC
Zip	28110-0652
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 SABELLA ESTATES, MAP 1, OPCP718-720
Legal Lot Number	14
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	3
Census Block	3035
Census Tract	20100

Owner

Source: Union County records · APN 08-078-044

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3405 SINCERITY RD, MONROE, NC 28110-0652
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2023	Deed of Trust, Mortgage · Line of Credit TRULIANT FCU
Dec 23, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 23, 2021	Warranty Deed, Transfer CARDINAL TITLE, CAROLINA TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 23, 2021 · Amount on Record
Deed Sale	Dec 23, 2021 · Amount on Record
Prior Sale	Nov 23, 2021 · Amount on Record
Deed Document Number	202160255
Deed Book / Page	8354 / 698
Record Updated	Jun 08, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3405 SINCERITY RD, MONROE, NC 28110-0652
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000087986
Date	Oct 17, 2023
Book Page	8798/6
Instrument	25172

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 05, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Dec 23, 2021
Property Address	3405 SINCERITY RD, MONROE, NC 28110-0652
Document Number	0008354698
Book / Page	8354 / 698
Map Reference	MB P PG 721-724
Instrument Date	Dec 22, 2021
Instrument	60255
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	BARRISTERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$950.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3824 DENMEADE DR, CHARLOTTE, NC 28269-8613

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 SINCERITY RD # 14, 14, MONROE, NC 28110-0652

Mortgage

Document Number	0000060256
Date	Dec 23, 2021
Instrument	60256

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Nov 23, 2021
Property Address	3405 SINCERITY RD, MONROE, NC 28110-0652
Document Number	0008322706
Book / Page	8322 / 706
Map Reference	CAB P FILE 639
Instrument Date	Nov 23, 2021
Instrument	55558
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	CARDINAL TITLE, CAROLINA TITLE

Transaction

Amount	Amount Recorded
Tax	$888.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	501 SAINT JUDE PL, MEMPHIS, TN 38105-1905

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3824 DENMEADE DR, CHARLOTTE, NC 28269-8613

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,502.00 (+1.09%)	$512,500 (+34.44%) Land $95,000 Building $417,500	$512,500 (+34.44%) Land $95,000 Building $417,500
2023	$2,475.00	$381,200 Land $48,000 Building $333,200	$381,200 Land $48,000 Building $333,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371790201003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 40 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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