3405 Shadowood Dr, Valrico, FL 33596 Property Records

Hillsborough County property record for 3405 Shadowood Dr, Valrico, FL 33596

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,281 sqft · built 1994
Lot Size0.289 acres (12,628 sqft)
OwnerIndividual Name on Record
Last Sale$355,000 (Mar 2019)
Tax Bill$5,689 (2025)
Deeds & MortgagesMar 2022 Transfer
Jan 2022 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN0875190544

Property Details

APN / Parcel Number

Primary APN0875190544
Alternative APN
  • U04302136V000017000220

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,281 sqft Heated Area
1st Floor Area2,281 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2009
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area12,628 sqft (0.289 acres)
Lot Dimensions164 ft deep x 77 ft wide
Garage Area520 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area390 sqft
PorchOpen Porch
Porch Area291 sqft
Patio Area350 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number0875190544
Street Address3405 SHADOWOOD DR
CityVALRICO
StateFL
Zip33596-8272
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionRIVER HILLS COUNTRY CLUB PARCEL 11A LOT 22 BLOCK 17
Legal Range21E
Legal Township30S
Legal Section04
Legal SubdivisionRIVER HILLS COUNTRY CLUB PARCEL 11A
Legal Block17
Legal Lot Number22
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionBRANDON
Census Block Group1
Census Block1000
Census Tract13208

Owner

Source: Hillsborough County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3405 SHADOWOOD DR, VALRICO, FL 33596-8272
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 7, 2022Intrafamily Transfer, Transfer
ACCOMMODATION
Jan 11, 2022Deed of Trust, Mortgage · Line of Credit
BMO HARRIS BANK NA
Oct 27, 2020Deed of Trust, Mortgage · Conventional with PMI
BETTER MTG CORP ISAOA
Mar 28, 2019Warranty Deed, Transfer · Conventional Mortgage
INNOVATIVE MORTGAGE SERVICES

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 28, 2019 · Amount on Record
Deed SaleMar 28, 2019 · Amount on Record
Prior SaleJul 15, 2013 · Amount on Record
Deed Document Number2019132115
Deed Book / Page26504 / 1401
Record UpdatedJun 8, 2026

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHILLSBOROUGH FL
Recording DateMar 7, 2022
Property Address3405 SHADOWOOD DR, VALRICO, FL 33596-8272
Document Number0000120824
Map ReferenceMB 12 PG 30
Instrument DateMar 2, 2022
Instrument2022120824
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3527 SHADOWOOD DR, VALRICO, FL 33596-8274

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address3405 SHADOWOOD DR, VALRICO, FL 33596-8272
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3405 SHADOWOOD DR, VALRICO, FL 33596-8272

Mortgage

Document Number0000018920
DateJan 11, 2022
Instrument2022018920
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressCHICAGO, IL 60690
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 7, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address3405 SHADOWOOD DR, VALRICO, FL 33596-8272
Document Number0000513110
Instrument DateOct 27, 2020
Transaction TypeMortgage
Record UpdatedDec 31, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3405 SHADOWOOD DR VALRICO FL 335968272, VALRICO, FL 33596-8272

Mortgage

Document Number0000513110
DateDec 8, 2020
Instrument513110
Lender
NameBETTER MTG CORP ISAOA
AddressNEW YORK, NY 10271
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 7, 2050

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateMar 28, 2019
Property Address3405 SHADOWOOD DR, VALRICO, FL 33596-8272
Document Number0000132115
Book / Page26504 / 1401
Map ReferenceMB 72 PG 30
Instrument DateMar 15, 2019
Instrument2019132115
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyHILLSBOROUGH TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,485.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1209 E CUMBERLAND AVE, 1209, TAMPA, FL 33602-4256

Transferred To (Grantee/Buyer)

NameVerified Name
Address3405 SHADOWOOD DR, VALRICO, FL 33596-8272

Mortgage

Document Number0000132116
DateMar 28, 2019
Instrument2019132116
Lender
NameINNOVATIVE MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2049

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,689.00 (+12.61%) Homeowner's exemption$320,788 (+5.99%)$417,759 (-1.26%) Land $126,280 Building $291,479
2023$5,052.00 (+4.38%) Homeowner's exemption$302,667 (+3%)$423,080 (+4.13%) Land $113,652 Building $309,428
2022$4,840.00 Homeowner's exemption$293,851$406,312 Land $113,652 Building $292,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 48 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies48 in force
Nearby Flood Claims12 (1997–2024)
Claims Outside the SFHA1 of 12
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 6 claims
  • Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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