3405 S Milmo Ave, Laredo, TX 78046 Property Records

Webb County property record for 3405 S Milmo Ave, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,638 sqft · built 1989
Lot Size	0.147 acres (6,388 sqft)
Owner	2 Individual Names on File
Last Sale	$93,400 (Jun 2006)
Tax Bill	$783 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jun 2006 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`553-01453-100`

Property Details

APN / Parcel Number

Primary APN	`553-01453-100`
Alternative APN	`177902`

Interior

Stories	1 Story
Building Area	1,638 sqft Living Area
1st Floor Area	1,638 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,388 sqft (0.147 acres)
Lot Dimensions	139 ft deep x 46 ft wide
Garage Type	Carport
Garage Area	630 sqft
Carport	Carport
Carport Area	630 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	539 sqft
Storage Building	361 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3405 S MILMO AVE
City	LAREDO
State	TX
Zip	78046-7341
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 10 BLK 1453 ED SOUTHVIEW REPLAT
Legal Subdivision	EASTERN -- BLOCKS 1451 - 1500
Legal Block	1453
Legal Lot Number	10
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	1
Census Block	1005
Census Tract	108

Owner

3405 S Milmo Ave is owned and occupied by two individuals who acquired it in May 2026.

Source: Webb County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3405 S MILMO AVE, LAREDO, TX 78046-7341
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · Line of Credit INTERNATIONAL BANK/COMMERCE
Jun 12, 2006	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MARIA YOLAND GARCIA
May 29, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jun 12, 2006	Vendor's Lien, Transfer · ARM LENDERS NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2006 · Amount on File
Deed Sale	Jun 12, 2006 · Amount on File
Deed Document Number	2006924285
Deed Book / Page	2112 / 232
Last Transfer Date	May 26, 2026
Transfer Doc	0001588889
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Recording Date	Jul 7, 2026
Property Address	3405 S MILMO AVE, LAREDO, TX 78046-7341
Document Number	0001592162
Book / Page	6070 / 342
Instrument Date	Jun 29, 2026
Instrument	20261592162
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 S MILMO AVE, LAREDO, TX 78046-7341

Mortgage

Document Number	0001592162,
Date	Jul 7, 2026
Book Page	6070/342
Instrument	20261592162

Lender

Name	INTERNATIONAL BANK/COMMERCE

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2041

Interest

Rate	5.87%
Max Rate	-1%

June 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	3405 S MILMO AVE, LAREDO, TX 78046-7341
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	BORDER TITLE, BORDER TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002112/256
Date	Jun 12, 2006
Book Page	2112/256
Instrument	924287

Lender

Name	MARIA YOLAND GARCIA
Type	Private Party
Address	3405 S MILMO AVE, LAREDO, TX 78046

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 11, 2021

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBB TX
Recording Date	May 29, 2026
Property Address	3405 S MILMO AVE, LAREDO, TX 78046-7341
Document Number	0001588889
Book / Page	6048 / 288
Instrument Date	May 26, 2026
Instrument	20261588889
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 S MILMO AVE, LAREDO, TX 78046-7341
Investor	Possibly a Property Investor

June 2006: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jun 12, 2006
Property Address	3405 S MILMO AVE, LAREDO, TX 78046-7341
Document Number	002112/232
Book / Page	2112 / 232
Map Reference	MB4 PG62
Instrument Date	Jun 1, 2006
Instrument	924285
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	BORDER TITLE, BORDER TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 S MILMO AVE, LAREDO, TX 78046-7341
Investor	Possibly a Property Investor

Mortgage

Document Number	0000924286
Date	Jun 12, 2006
Instrument	924286

Lender

Name	LENDERS NETWORK INC
Type	Subprime Lender
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	8.95%
Type Change Date	Jul 1, 2008
Change Frequency	6 Months
Min Rate At Change	8.95%
Max Rate At Change	11.9%
Index	6-Month LIBOR
Max Rate	14.9%

Tax Assessment & Valuation

The 2025 property tax bill for 3405 S Milmo Ave was $783, down 12.4% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	Laredo Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$153,639 (-0.77%) Land $57,492 Building $96,147	$153,639 (-0.77%) Land $57,492 Building $96,147
2025	$783.00 (-12.42%) Homeowner's exemption	$154,831 Land $57,492 Building $97,339	$154,831 Land $57,492 Building $97,339
2024	$894.00
2023		$135,662 Land $42,736 Building $92,926	$135,662 Land $42,736 Building $92,926
2022	$799.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3405 S Milmo Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3405 S Milmo Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Smartcom Telephone, T-Mobile, Verizon.

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