Oceana County property record for 3405 S Elm St, Hesperia, MI 49421
| Property Type | Mobile Home |
|---|---|
| Details | 1,456 sqft · built 1985 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $19,500 (Feb 2013) |
| Tax Bill | $965 (2025) |
| Deeds & Mortgages | Jun 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 013-028-200-15 |
| Primary APN | 013-028-200-15 |
|---|
| Building Area | 1,456 sqft Gross Area |
|---|---|
| 1st Floor Area | 1,456 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Mobile Home |
| Lot Area | 21,780 sqft (0.5 acres) |
| Street Address | 3405 S ELM ST |
|---|---|
| City | HESPERIA |
| State | MI |
| Zip | 49421-9393 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | A PCL OF LAND BEG 36 RD E OF NW COR OF SE 1/4 OF NE 1/4 SEC 28 T14N R16W RUN TH S 8 RD; TH E 10 RD; TH N 8 RD; TH W 10 RD TO |
| Legal Range | 16W |
| Legal Township | 14N |
| Legal Section | 28 |
| Jurisdiction | OCEANA MI |
| Township / Civil Division | FERRY |
| Census Block Group | 3 |
| Census Block | 3093 |
| Census Tract | 10600 |
3405 S Elm St, a mobile home, is owned by two individuals who acquired it in June 2019.
Source: Oceana County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2524 E JOHNSON RD, SHELBY, MI 49455-9746 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 25, 2013 · Amount on File |
| Deed Sale | Feb 25, 2013 · Amount on File |
| Deed Book / Page | 2013 / 4199 |
| Last Transfer Date | Jun 17, 2019 |
| Transfer Doc | 2019/010517 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OCEANA MI |
| Recording Date | Jun 17, 2019 |
| Property Address | 3405 S ELM ST, HESPERIA, MI 49421-9393 |
| Document Number | 2019/010517 |
| Book / Page | 2019 / 010517 |
| Instrument Date | Jun 17, 2019 |
| Instrument | 201900003533 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2524 E JOHNSON RD, SHELBY, MI 49455-9746 |
The 2025 property tax bill for 3405 S Elm St was $965, up 2.6% from the year before.
Source: Oceana County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oceana County |
| County Subdivision | Ferry Township |
| Unified School District | Shelby Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $55,600 (+25.23%) Land $1,000 Building $54,600 | $111,200 (+25.23%) Land $2,000 Building $109,200 | |
| 2025 | $965.00 (+2.55%) Homeowner's exemption | $44,400 Land $900 Building $43,500 | $88,800 Land $1,800 Building $87,000 |
| 2024 | $941.00 | ||
| 2023 | $36,000 Land $3,400 Building $32,600 | $72,000 (-) Land $6,800 Building $65,200 | |
| 2022 | $810.00 | $72,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3405 S Elm St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3405 S Elm St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 115 / 7 |
May also be available: AT&T, SyncWave, T-Mobile.
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