3405 S 5th St, Springfield, IL 62703 Property Records

Sangamon County property record for 3405 S 5th St, Springfield, IL 62703

Property Summary

Property Type	Single Family Home
Lot Size	0.233 acres (10,162 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Sep 2022)
Tax Bill	$2,503 (2025)
Deeds & Mortgages	Jun 2006 Mortgage Mar 2023 Line of Credit + 8 more
Flood Zone	Zone X (minimal risk)
APN	`22-16.0-278-009`

Property Details

APN / Parcel Number

Primary APN	`22-16.0-278-009`
Alternative APN	`22160278009 (CHECK DIGIT = 7)`

Exterior

Lot Area	10,162 sqft (0.233 acres)

Location & Zoning

Account Number	22160278009
Street Address	3405 S 5TH ST
City	SPRINGFIELD
State	IL
Zip	62703-4731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 3&N 2' L 5 B 2 WOODLAWN SUB 1ST PLAT
Legal Subdivision	WOODLAWN SUB
Jurisdiction	SANGAMON IL
Township / Civil Division	WOODSIDE
Census Block Group	3
Census Block	3039
Census Tract	2700

Owner

3405 S 5th St is owned and occupied by an individual who acquired it in January 2023.

Source: Sangamon County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	3405 S 5TH ST, SPRINGFIELD, IL 62703-4731
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2006	Deed of Trust, Mortgage · VA Mortgage JP MORGAN CHASE BANK
Mar 24, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jul 20, 2006	Deed of Trust, Mortgage · Stand-Alone First Mortgage JP MORGAN CHASE BANK
Jul 25, 2012	Deed of Trust, Mortgage · Stand-Alone First Mortgage HEARTLAND CU
Apr 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage U S BANK N A
Jan 12, 2023	Transfer on Death Deed, Transfer
Sep 8, 2022	Warranty Deed, Transfer
Dec 18, 2013	Warranty Deed, Transfer · Stand-Alone First Mortgage BANK OF SPRINGFIELD
May 28, 2010	Warranty Deed, Transfer
Nov 23, 2005	Warranty Deed, Transfer · Conventional Mortgage OPTION ONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2022 · Amount on File
Deed Sale	Sep 8, 2022 · Amount on File
Prior Sale	Dec 18, 2013 · Amount on File
Deed Document Number	202219610
Last Transfer Date	Jan 12, 2023
Transfer Doc	2023R00692
Record Updated	Sep 20, 2026

June 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	3405 S 5TH ST, SPRINGFIELD, IL 62703-4731
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2006R22897
Date	Jun 21, 2006
Instrument	2006R22897

Lender

Name	JP MORGAN CHASE BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 20, 2021

Interest

Rate Type	Fixed Rate

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	3405 S 5TH ST, SPRINGFIELD, IL 62703-4731
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R04675
Date	Mar 24, 2023
Instrument	2023R04675

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 10, 2053

Interest

Rate Type	Fixed Rate
Rate	9.4%

July 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	3405 S 5TH ST, SPRINGFIELD, IL 62703-4731
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2006R27529
Date	Jul 20, 2006
Instrument	2006R27529

Lender

Name	JP MORGAN CHASE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 19, 2016

Interest

Rate Type	Fixed Rate
Rate	10.4%

July 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	3405 S 5TH ST, SPRINGFIELD, IL 62703-4731
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2012R28118
Date	Jul 25, 2012
Instrument	2012R28118

Lender

Name	HEARTLAND CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 24, 2042

Interest

Rate Type	Fixed Rate

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Recording Date	Apr 21, 2026
Property Address	3405 S 5TH ST, SPRINGFIELD, IL 62703-4731
Document Number	0000006532
Instrument Date	Apr 15, 2026
Instrument	20266532
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 S 5TH ST, SPRINGFIELD, IL 62703-4731

Mortgage

Document Number	0000006532,
Date	Apr 21, 2026
Instrument	20266532

Lender

Name	U S BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.99%
Initial Type	Fixed Rate
Max Rate	-1%

January 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	SANGAMON IL
Recording Date	Jan 12, 2023
Property Address	3405 S 5TH ST, SPRINGFIELD, IL 62703-4731
Document Number	2023R00692
Instrument Date	Jan 12, 2023
Instrument	2023R00692
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Sep 8, 2022
Property Address	3405 S 5TH ST, SPRINGFIELD, IL 62703-4731
Document Number	2022R19610
Instrument Date	Sep 2, 2022
Instrument	2022R19610
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount on Record
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 S 5TH ST, SPRINGFIELD, IL 62703-4731

December 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Dec 18, 2013
Property Address	3405 S 5TH ST, SPRINGFIELD, IL 62703-4731
Document Number	2013R39442
Instrument Date	Dec 13, 2013
Instrument	2013R39442
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	841 S STATE ST, SPRINGFIELD, IL 62704-2457

Mortgage

Document Number	2013R39443
Date	Dec 18, 2013
Instrument	2013R39443

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	192 Months
Due	Dec 17, 2029

Interest

Rate Type	Fixed Rate

May 2010: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	May 28, 2010
Property Address	3405 S 5TH ST, SPRINGFIELD, IL 62703-4731
Document Number	2010R17381
Instrument Date	May 24, 2010
Instrument	2010R17381
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount on Record
Tax	$132.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 S 5TH ST, SPRINGFIELD, IL 62703-4731

November 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Nov 23, 2005
Property Address	3405 S 5TH ST, SPRINGFIELD, IL 62703-4731
Document Number	2005R48262
Instrument Date	Nov 22, 2005
Instrument	2005R48262
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 S 5TH ST, SPRINGFIELD, IL 62703-4731
Investor	Possibly a Property Investor

Mortgage

Document Number	2005R48263
Date	Nov 23, 2005
Instrument	2005R48263

Lender

Name	OPTION ONE MORTGAGE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3405 S 5th St was $2,503 with a homeowner's exemption, up 4.9% from the year before.

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Woodside Township
Municipality	Southern View Village
Unified School District	Springfield School District 186 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,503.00 (+4.9%) Homeowner's exemption	$41,260 (+7.5%) Land $8,235 Building $33,025	$123,780 (+7.5%) Land $24,705 Building $99,075
2024	$2,386.00	$38,381 Land $7,660 Building $30,721	$115,143 Land $22,980 Building $92,163
2022	$2,675.00 Homeowner's exemption	$33,631 Land $6,712 Building $26,919	$100,893 Land $20,136 Building $80,757

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3405 S 5th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3405 S 5th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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