Eau Claire County property record for 3405 Ridgeway Dr, Eau Claire, WI 54701
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.487 acres (21,242 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,488 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Oct 2025 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18024-2-270936-220-2014 |
| Primary APN | 18024-2-270936-220-2014 |
|---|---|
| Alternative APNs |
|
| Lot Area | 21,242 sqft (0.487 acres) |
|---|
| Street Address | 3405 RIDGEWAY DR |
|---|---|
| City | EAU CLAIRE |
| State | WI |
| Zip | 54701-8142 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL |
| Legal Description | LOT 15 POQUETTE'S ADD T OF WASHINGTON SEE TOD DESIGNATION DOC 1263467 |
| Legal Range | 09W |
| Legal Township | 27N |
| Legal Section | 36 |
| Legal Subdivision | POQUETTE'S ADD |
| Legal Lot Number | 15 |
| Jurisdiction | EAU CLAIRE WI |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 5 |
| Census Block | 5010 |
| Census Tract | 302 |
3405 Ridgeway Dr is owned and occupied by two individuals who acquired it in February 2025.
Source: Eau Claire County records, as of July 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3405 RIDGEWAY DR, EAU CLAIRE, WI 54701-8142 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 15, 2026 | Deed of Trust, Mortgage · Commercial Mortgage CITIZENS COMMUNITY BANK |
| Oct 17, 2025 | Deed of Trust, Mortgage · Line of Credit NICOLET NATIONAL BANK |
| Jan 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FRANDSEN BANK & TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 12, 2025 |
| Transfer Doc | 0001263467 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAU CLAIRE WI |
| Property Address | 3405 RIDGEWAY DR, EAU CLAIRE, WI 54701-8142 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001275530 |
|---|---|
| Date | Jan 15, 2026 |
| Instrument | 1275530 |
| Name | CITIZENS COMMUNITY BANK |
|---|---|
| Type | Funding / Finance Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAU CLAIRE WI |
| Property Address | 3405 RIDGEWAY DR, EAU CLAIRE, WI 54701-8142 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001272463 |
|---|---|
| Date | Oct 17, 2025 |
| Instrument | 1272463 |
| Name | NICOLET NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jan 10, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAU CLAIRE WI |
| Property Address | 3405 RIDGEWAY DR, EAU CLAIRE, WI 54701-8142 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001204808 |
|---|---|
| Date | Jan 11, 2021 |
| Instrument | 1204808 |
| Name | FRANDSEN BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Nov 25, 2025 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 3405 Ridgeway Dr was $3,488 with a homeowner's exemption.
Source: Eau Claire County assessment roll, as of April 23, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Eau Claire County |
| County Subdivision | Washington Town |
| Unified School District | Eau Claire Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,488.00 | $325,900 Land $42,100 Building $283,800 | $350,500 |
| 2023 | $3,126.00 (+4.9%) | $323,600 (+49.4%) Land $42,100 Building $281,500 | $320,500 (+13.01%) |
| 2022 | $2,980.00 Homeowner's exemption | $216,600 Land $35,100 Building $181,500 | $283,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3405 Ridgeway Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 26, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3405 Ridgeway Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 81% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAU CLAIRE WATERWORKS serves 70,587 people · EPA ID WI6180230 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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