Carroll County property record for 3405 Pine Cir N, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,349 sqft · built 1979 |
| Lot Size | 0.921 acres (40,118 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $565,000 (Apr 2022) |
| Tax Bill | $6,253 (2026) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Feb 2022 Sale & Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-039904 |
| Primary APN | 04-039904 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,349 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 40,118 sqft (0.921 acres) |
| Garage Type | Attached |
| Garage Area | 648 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 256 sqft |
| Deck Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 039904 |
|---|---|
| Street Address | 3405 PINE CIR N |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-8305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-400 |
| Legal Description | LT 7 - 40118 SF 3405 N PINE CIR N. 17-4 WHITE PINE ACRES SC 1 |
| Legal Subdivision | WHITE PINE ACRES SEC 01 |
| Legal Lot Number | 7 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 4, WOOLERYS |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 504202 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3405 PINE CIR N, WESTMINSTER, MD 21157-8305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2022 | Deed, Transfer · VA Mortgage NFM INC |
| Feb 16, 2022 | Special Warranty Deed, Transfer · Line of Credit KIAVI FUNDING INC |
| Sep 15, 2021 | Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2022 · Amount on Record |
| Deed Sale | Apr 29, 2022 · Amount on Record |
| Prior Sale | Feb 16, 2022 · Amount on Record |
| Deed Book / Page | 10759 / 91 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Apr 29, 2022 |
| Property Address | 3405 PINE CIR N, WESTMINSTER, MD 21157-8305 |
| Document Number | 0107590091 |
| Book / Page | 10759 / 91 |
| Map Reference | MB 17 LF 4 |
| Instrument Date | Apr 22, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2022 |
| Title Company | WESTERN TITLE AND ESCROW COMPANY, TERRAIN TITLE & ESCROW CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3405 PINE CIR N, WESTMINSTER, MD 21157-8305 |
| Document Number | 0107590096 |
|---|---|
| Date | Apr 29, 2022 |
| Instrument | 10759-0096 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Feb 16, 2022 |
| Property Address | 3405 PINE CIR N, WESTMINSTER, MD 21157-8305 |
| Document Number | 0106740067 |
| Book / Page | 10674 / 67 |
| Map Reference | MB 17 FO 4 |
| Instrument Date | Jan 11, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | WESTERN TITLE AND ESCROW COMPANY, TERRAIN TITLE & ESCROW CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8950 CYPRESS WATERS BLVD, 8950, COPPELL, TX 75019-4620 |
| Name | Verified Name |
|---|---|
| Address | 3705 GARDENVIEW RD, PIKESVILLE, MD 21208-1515 |
| Document Number | 0001067473 |
|---|---|
| Date | Feb 16, 2022 |
| Instrument | 10674/73 |
| Name | KIAVI FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Sep 15, 2021 |
| Property Address | 3405 PINE CIR N, WESTMINSTER, MD 21157-8305 |
| Document Number | 0104520001 |
| Book / Page | 10452 / 1 |
| Map Reference | MB 17 FO 4 |
| Instrument Date | Jul 27, 2021 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 14, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620 |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,253.00 (+2.04%) | $553,000 (+33.69%) | $575,200 (+6.15%) Land $180,000 Building $395,200 |
| 2025 | $6,128.00 (+31.11%) | ||
| 2023 | $4,674.00 (+18.36%) | $413,633 (+18.35%) | $541,900 (+55.05%) Land $160,000 Building $381,900 |
| 2022 | $3,949.00 | $349,500 Land $140,000 Building $209,500 | $349,500 Land $140,000 Building $209,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
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