3405 Pebble Dr, Aberdeen, MD 21001 Property Records

Harford County property record for 3405 Pebble Dr, Aberdeen, MD 21001

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,398 sqft · built 1968
Lot Size	0.782 acres (34,055 sqft)
Owner	Individual Name on File
Last Sale	$335,000 (Mar 2022)
Tax Bill	$3,931 (2026)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-037714`

Property Details

APN / Parcel Number

Primary APN	`01-037714`
Alternative APNs	`1037714` `037714`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,398 sqft Total Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	34,055 sqft (0.782 acres)
Lot Dimensions	278 ft deep x 3 ft wide
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	037714
Street Address	3405 PEBBLE DR
City	ABERDEEN
State	MD
Zip	21001-1525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 39 242/3X278 AV 3405 PEBBLE DRIVE STONEY FOREST EST P18/25
Legal Subdivision	STONEY FOREST ESTATES
Legal Lot Number	39
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	3
Census Block	3003
Census Tract	301102

Owner

3405 Pebble Dr is owned and occupied by an individual who bought it in March 2022.

Source: Harford County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	3405 PEBBLE DR, ABERDEEN, MD 21001-1525
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2022	Deed, Transfer · Conventional Mortgage 1ST FINANCIAL INC
Aug 17, 2018	Deed of Trust, Subdivision Related Transfer · FHA Mortgage TIAA FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2022 · Amount on File
Deed Sale	Mar 3, 2022 · Amount on File
Prior Sale	Sep 19, 2018 · Amount on File
Deed Book / Page	15393 / 458
Record Updated	Oct 29, 2026

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Mar 3, 2022
Property Address	3405 PEBBLE DR, ABERDEEN, MD 21001-1525
Document Number	0153930458
Book / Page	15393 / 458
Map Reference	LB 844 FO 519
Instrument Date	Mar 2, 2022
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	NOT AVAILABLE, BRENNAN TTL CO NATL ACCOUNTS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3405 PEBBLE DR, ABERDEEN, MD 21001-1525

Mortgage

Document Number	0015393466
Date	Mar 3, 2022
Instrument	15393/466

Lender

Name	1ST FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

August 2018: Deed of Trust, Subdivision Related Transfer

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	3405 PEBBLE DR, ABERDEEN, MD 21001-1525
Document Number	0129900165
Instrument Date	Aug 17, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 28, 2018

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3405 PEBBLE DR ABERDEEN MD 210011525, ABERDEEN, MD 21001-1525

Mortgage

Document Number	0129900165
Date	Sep 19, 2018
Book Page	012990/000165

Lender

Name	TIAA FSB
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 18, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 3405 Pebble Dr was $3,931, up 17.6% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,931.00 (+17.62%)	$355,200 Land $103,800 Building $251,400	$355,200 Land $103,800 Building $251,400
2025	$3,342.00
2023		$274,100 Land $103,800 Building $170,300	$274,100 Land $103,800 Building $170,300
2022	$3,012.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3405 Pebble Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3405 Pebble Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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