3405 Ocotea St, Raleigh, NC 27607 Property Records

Wake County property record for 3405 Ocotea St, Raleigh, NC 27607

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,085 sqft · built 2015
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on File
Last Sale	$938,500 (Aug 2023)
Tax Bill	$14,101 (2025)
Deeds & Mortgages	Aug 2023 Sale May 2022 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0795.14-32-4550-000`

Property Details

APN / Parcel Number

Primary APN	`0795.14-32-4550-000`
Alternative APNs	`0795.14-32-4550 0015530` `0795324550` `0015530`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,085 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	20,473 sqft (0.47 acres)
Garage Area	552 sqft
Porch	Open Porch
Porch Area	507 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	0015530
Street Address	3405 OCOTEA ST
City	RALEIGH
State	NC
Zip	27607-3141
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LO72 3405 OCOTEA STREET BM2015-00227
Legal Subdivision	WC WHITT
Legal Lot Number	72
Jurisdiction	WAKE NC
Township / Civil Division	RALEIGH
Census Block Group	2
Census Block	2010
Census Tract	51501

Owner

Source: Wake County assessment roll, APN 0795.14-32-4550-000, as of September 9, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3405 OCOTEA ST, RALEIGH, NC 27607-3141
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Aug 04, 2023	Warranty Deed, Transfer
May 19, 2022	Warranty Deed, Transfer
Sep 25, 2020	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Jun 10, 2021	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Sep 21, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 23, 2019	Warranty Deed, Transfer WELLS FARGO BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 04, 2023 · Amount on Record
Deed Sale	Aug 04, 2023 · Amount on Record
Prior Sale	May 19, 2022 · Amount on Record
Deed Book / Page	19401 / 2064
Prior Transfer Date	Sep 10, 2020
Prior Transfer Doc	180831113
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Aug 04, 2023
Property Address	3405 OCOTEA ST, RALEIGH, NC 27607-3141
Document Number	19401/2064
Book / Page	19401 / 2064
Map Reference	MB 2015 PG 227
Instrument Date	Aug 04, 2023
Transaction Type	Transfer
Record Updated	Aug 14, 2023

Transaction

Amount	Amount Recorded
Tax	$1,877.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	311 JENNINGS FARM DRIVE NW, WILSON, NC 27896

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 OCOTEA ST, RALEIGH, NC 27607-3141

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	May 19, 2022
Property Address	3405 OCOTEA ST, RALEIGH, NC 27607-3141
Document Number	19030/2604
Book / Page	19030 / 2604
Map Reference	MB 2015 PG 227
Instrument Date	May 18, 2022
Transaction Type	Transfer
Record Updated	May 30, 2022

Transaction

Amount	Amount Recorded
Tax	$3,800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3311 JENNINGS FARM DR NW, WILSON, NC 27896-8609

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	3405 OCOTEA ST, RALEIGH, NC 27607-3141
Transaction Type	Mortgage
Record Updated	May 05, 2022
Title Company	STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 OCOTEA ST, RALEIGH, NC 27607-3141

Mortgage

Document Number	18094/2327
Date	Sep 25, 2020
Book Page	18094/2327

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27603

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Jun 10, 2021
Property Address	3405 OCOTEA ST, RALEIGH, NC 27607-3141
Document Number	185460858
Book / Page	18546 / 858
Map Reference	MB 2015 PG 227
Instrument Date	Jun 02, 2021
Transaction Type	Transfer
Record Updated	Aug 02, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	319 N LORD ST, 319, SOUTHPORT, NC 28461-3431

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 OCOTEA ST, RALEIGH, NC 27607-3141

Mortgage

Document Number	18546860
Date	Jun 10, 2021
Instrument	18546/860

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Jul 01, 2028
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.37%
Index	Other
Margin	3
Max Rate	7.37%

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAKE NC
Recording Date	Sep 21, 2020
Property Address	3405 OCOTEA ST, RALEIGH, NC 27607-3141
Document Number	180831113
Book / Page	018083 / 001113
Instrument Date	Sep 10, 2020
Transaction Type	Transfer
Record Updated	Oct 01, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3405 OCOTEA ST RALEIGH NC 276073141, RALEIGH, NC 27607-3141

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Oct 23, 2019
Property Address	3405 OCOTEA ST, RALEIGH, NC 27607-3141
Document Number	176212554
Book / Page	017621 / 002554
Instrument Date	Oct 22, 2019
Transaction Type	Transfer
Record Updated	Nov 04, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,400.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3405 OCOTEA ST RALEIGH NC 276073141, RALEIGH, NC 27607-3141

Mortgage

Document Number	176212556
Date	Oct 23, 2019
Book Page	017621/002556

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 22, 2034

Tax Assessment & Valuation

Source: Wake County assessment roll as of September 9, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Municipality	Raleigh City
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,101.00 (+10.24%)	$1,614,714 (+37.81%) Land $700,000 Building $914,714	$1,614,714 (+37.81%) Land $700,000 Building $914,714
2023	$12,791.00	$1,171,678 Land $399,000 Building $772,678	$1,171,678 Land $399,000 Building $772,678

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wake County (37183C), as of September 7, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371830515012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	11 (1983–2016)
Claims Outside the SFHA	5 of 11
Most Recent Claim	Jul 2016 · rainfall accumulation
Claims by Event	Hurricane Fran, Sep 1996 · 8 claims

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 179 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NC0392010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF RALEIGH serves 650,000 people
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

3405 Ocotea St, Raleigh, NC 27607 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

May 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

September 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

June 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

September 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Drinking Water

Violations Reported to EPA

Nearby Properties on Ocotea St

Nearby Streets

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