3405 NW 27th St, Ankeny, IA 50023 Property Records

Polk County property record for 3405 NW 27th St, Ankeny, IA 50023

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,102 sqft · built 2023
Lot Size	0.232 acres (10,125 sqft)
Owner	2 Individual Names on File
Last Sale	$396,000 (Aug 2023)
Tax Bill	$6,410 (2024)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Mar 2023 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`181/00680-956-018`

Property Details

APN / Parcel Number

Primary APN	`181/00680-956-018`
Alternative APN	`802409252027`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,102 sqft Living Area
Gross Area	3,486 sqft
1st Floor Area	1,396 sqft
Basement Area	1,382 sqft
Finished Basement	706 sqft
Unfinished Basement	676 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,125 sqft (0.232 acres)
Lot Dimensions	135 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	708 sqft
Porch	Open Porch
Porch Area	24 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	3405 NW 27TH ST
City	ANKENY
State	IA
Zip	50023-2213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 TRESTLE RIDGE ESTATES PLAT 6
Legal Subdivision	TRESTLE RIDGE ESTATES PLAT 6
Legal Lot Number	4
Jurisdiction	POLK IA
Township / Civil Division	CROCKER
Census Block Group	1
Census Block	1034
Census Tract	10216

Owner

3405 NW 27th St is owned and occupied by two individuals who bought it in August 2023.

Source: Polk County records, as of November 11, 2025

Owner of Record	2 Individual Names on File
Mailing Address	3405 NW 27TH ST, ANKENY, IA 50023-2213
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage US BANK NA
Mar 2, 2023	Warranty Deed, Transfer · Construction Mortgage HOME STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2023 · Amount on File
Deed Sale	Aug 21, 2023 · Amount on File
Deed Document Number	202344648
Deed Book / Page	19576 / 213
Prior Transfer Date	Aug 15, 2023
Prior Transfer Doc	0000044545
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Aug 21, 2023
Property Address	3405 NW 27TH ST, ANKENY, IA 50023-2213
Document Number	0000044648
Book / Page	19576 / 213
Instrument Date	Aug 9, 2023
Instrument	2023-00044648
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 6, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$632.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3405 NW 27TH ST, ANKENY, IA 50023-2213

Mortgage

Document Number	0000044649
Date	Aug 21, 2023
Instrument	2023-00044649

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2033

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Mar 2, 2023
Property Address	3405 NW 27TH ST, ANKENY, IA 50023-2213
Document Number	0000009386
Book / Page	19407 / 220
Instrument Date	Feb 27, 2023
Instrument	2023-00009386
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Amount	Amount on Record
Tax	$239.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1680 SW ANKENY RD STE 2A, 2A, ANKENY, IA 50023-8345

Mortgage

Document Number	0000011783
Date	Mar 15, 2023
Book Page	19419/476
Instrument	2023-00011783

Lender

Name	HOME STATE BANK
Type	Bank
Address	JEFFERSON, IA 50129

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ankeny City
County	Polk County
Unified School District	Ankeny Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$404,000 Land $83,500 Building $320,500	$404,000 Land $83,500 Building $320,500
2024	$6,410.00
2023		$1,130 Land $1,130	$1,130 Land $1,130

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3405 NW 27th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3405 NW 27th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANKENY serves 76,207 people · EPA ID IA7709053
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
CenturyLink Fiber	2,000 / 1,000
Mediacom Xtream Fiber · Cable in parts of the area	2,000 / 1,000

May also be available: Verizon.

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