3405 N Opal Ave, Chicago, IL 60634 Property Records

Cook County property record for 3405 N Opal Ave, Chicago, IL 60634

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 840 sqft · built 1925
Lot Size	0.087 acres (3,780 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (May 2023)
Tax Bill	$3,945 (2023)
Deeds & Mortgages	May 2023 Sale & Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-24-311-019`

Property Details

APN / Parcel Number

Primary APN	`12-24-311-019`
Alternative APN	`12-24-311-019-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	840 sqft Living Area
1st Floor Area	840 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1927
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	3,780 sqft (0.087 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3405 N OPAL AVE
City	CHICAGO
State	IL
Zip	60634-3046
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Range	12E
Legal Township	40N
Legal Section	24
Legal Subdivision	JOHN J RUTHERFORDS 05 ADD/MO
Legal Block	4
Legal Lot Number	22
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1019
Census Tract	170700

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1817 E TANO LN, MOUNT PROSPECT, IL 60056-1719
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
May 17, 2023	Warranty Deed, Transfer · Conventional Mortgage PROPER RATE LLC
Oct 15, 2018	Grant Deed, Transfer · Conventional with PMI GREAT LAKES HM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2023 · Amount on Record
Deed Sale	May 17, 2023 · Amount on Record
Prior Sale	Oct 15, 2018 · Amount on Record
Deed Document Number	202313067
Prior Transfer Date	Mar 2, 2009
Prior Transfer Doc	0000045144
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	May 17, 2023
Property Address	3405 N OPAL AVE, CHICAGO, IL 60634-3046
Document Number	0013713067
Instrument Date	May 11, 2023
Instrument	2313713067
Transaction Type	Transfer
Record Updated	May 29, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3405 N OPAL AVE, CHICAGO, IL 60634-3046

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 N OPAL AVE, CHICAGO, IL 60634-3046

Mortgage

Document Number	0013713068
Date	May 17, 2023
Instrument	2313713068

Lender

Name	PROPER RATE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Fixed Rate
Rate	5.95%

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Oct 15, 2018
Property Address	3405 N OPAL AVE, CHICAGO, IL 60634-3046
Document Number	1828855011
Instrument Date	Oct 5, 2018
Instrument	28855011
Transaction Type	Transfer
Record Updated	Oct 23, 2018
Title Company	ATTORNEY'S TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$221.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3310 N HARLEM AVE #2 CHICAGO IL 606343672, 2, CHICAGO, IL 60634-3672

Mortgage

Document Number	1828855012
Date	Oct 15, 2018
Instrument	28855012

Lender

Name	GREAT LAKES HM MTG
Type	Mortgage Company
Address	LIBERTYVILLE, IL 60048

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$25,000 (+13.62%) Land $9,450 Building $15,550	$250,000 (+13.62%) Land $94,500 Building $155,500
2023	$3,945.00 (+3.16%)
2022	$3,824.00	$22,003 Land $7,563 Building $14,440	$220,030 Land $75,630 Building $144,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on N Opal Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures