3405 Moss St, Bakersfield, CA 93312 Property Records

Kern County property record for 3405 Moss St, Bakersfield, CA 93312

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,144 sqft · built 1971
Lot Size	0.202 acres (8,777 sqft)
Owner	Individual Name on Record
Tax Bill	$3,575 (2025)
Deeds & Mortgages	Apr 2024 Second Mortgage Jan 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`450-020-24-00-7`

Property Details

APN / Parcel Number

Primary APN	`450-020-24-00-7`
Alternative APNs	`450-020-24-3` `4500202400` `45002024`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
Gross Area	1,562 sqft
1st Floor Area	1,144 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Construction Type	Frame
Lot Area	8,777 sqft (0.202 acres)
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating Fuel	Electric

Location & Zoning

Account Number	450020243
Street Address	3405 MOSS ST
City	BAKERSFIELD
State	CA
Zip	93312-3125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-S
Legal Description	SECTION 19 , TOWNSHIP 29 , RANGE 27 , QUARTER
Legal Range	27
Legal Township	29
Legal Section	19
Legal Block	1
Jurisdiction	KERN CA
Township / Civil Division	ROSEDALE
Census Block Group	1
Census Block	1007
Census Tract	3807

Owner

Source: Kern County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3405 MOSS ST, BAKERSFIELD, CA 93312-3125
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jan 25, 2023	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Oct 19, 2022	Affidavit of Death of Joint Tenant, Transfer
Jan 21, 2022	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Nov 17, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	3405 MOSS ST, BAKERSFIELD, CA 93312-3125
Transaction Type	Mortgage
Record Updated	Apr 30, 2024
Title Company	NOT AVAILABLE, AMROCK INCORPORATED

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 MOSS ST, BAKERSFIELD, CA 93312-3125

Mortgage

Document Number	0000044642
Date	Apr 18, 2024
Instrument	224044642

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2044

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	3405 MOSS ST, BAKERSFIELD, CA 93312-3125
Transaction Type	Mortgage
Record Updated	Feb 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 MOSS ST, BAKERSFIELD, CA 93312-3125

Mortgage

Document Number	0000009339
Date	Jan 25, 2023
Instrument	223009339

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	KERN CA
Recording Date	Oct 19, 2022
Property Address	3405 MOSS ST, BAKERSFIELD, CA 93312-3125
Document Number	0000157649
Instrument Date	Oct 13, 2022
Instrument	222157649
Transaction Type	Transfer
Record Updated	Nov 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 MOSS ST, BAKERSFIELD, CA 93312-3125

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	3405 MOSS ST, BAKERSFIELD, CA 93312-3125
Transaction Type	Mortgage
Record Updated	Jan 31, 2022
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 MOSS ST, BAKERSFIELD, CA 93312-3125

Mortgage

Document Number	0000010493
Date	Jan 21, 2022
Instrument	222010493

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KERN CA
Recording Date	Nov 17, 2020
Property Address	3405 MOSS ST, BAKERSFIELD, CA 93312-3125
Document Number	0000175376
Instrument Date	Nov 16, 2020
Instrument	175376
Transaction Type	Transfer
Record Updated	Dec 7, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3405 MOSS ST BAKERSFIELD CA 933123125, BAKERSFIELD, CA 93312-3125

Tax Assessment & Valuation

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Secondary School District	Kern High School District (09 - 12)
Elementary School District	Rosedale Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$272,771 (+2%) Land $64,945 Building $207,826
2025	$3,575.00 (+1.68%) Homeowner's exemption	$267,423 (+4.04%) Land $63,672 Building $203,751
2024	$3,516.00 (+2.39%)
2023	$3,434.00 (+236.67%) Homeowner's exemption	$257,040 Land $61,200 Building $195,840
2022	$1,020.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VAUGHN WC INC private · serves 37,189 people · EPA ID CA1510029
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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