Flathead County property record for 3405 Middle Rd, Columbia Falls, MT 59912
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,441 sqft · built 1972 |
| Lot Size | 18.5 acres (807,602 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,037,400 (Apr 2023) |
| Tax Bill | $2,368 (2026) |
| Deeds & Mortgages | Apr 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R0766922 |
| Primary APN | R0766922 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,441 sqft Living Area |
| 1st Floor Area | 1,441 sqft |
| Basement Area | 720 sqft |
| Finished Basement | 720 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 807,602 sqft (18.5 acres) |
| Garage Type | Mixed |
| Garage Area | 616 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Well |
| Account Number | 0000441560 |
|---|---|
| Street Address | 3405 MIDDLE RD |
| City | COLUMBIA FALLS |
| State | MT |
| Zip | 59912-9243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | S28, T30 N, R20 W, C.O.S. 9486, ACRES 18.54, TR 7C IN S2N2NW4 |
| Legal Range | 20W |
| Legal Township | 30N |
| Legal Section | 28 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | BAD ROCK-COLUMBIA HEIGHTS |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 202 |
3405 Middle Rd, a rural home, is owned by two individuals who bought it in April 2023.
Source: Flathead County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2560 MIDDLE RD, COLUMBIA FALLS, MT 59912-9238 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2023 · Amount on File |
| Deed Sale | Apr 27, 2023 · Amount on File |
| Deed Document Number | 20236207 |
| Record Updated | Oct 29, 2026 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Apr 27, 2023 |
| Property Address | 3405 MIDDLE RD, COLUMBIA FALLS, MT 59912-9243 |
| Document Number | 202300006207 |
| Instrument Date | Apr 27, 2023 |
| Instrument | 202300006207 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 2560 MIDDLE RD, COLUMBIA FALLS, MT 59912-9238 |
| Document Number | 202300006208 |
|---|---|
| Date | Apr 27, 2023 |
| Instrument | 202300006208 |
| Name | WHITEFISH CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.15% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 25, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 4.15% |
| Max Rate At Change | 8.15% |
| Index | 12-Month MTA |
| Max Rate | 11.1% |
The 2026 property tax bill for 3405 Middle Rd was $2,368.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Columbia Falls Elementary School District (PK - 08) |
| Secondary School District | Columbia Falls High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,368.00 | $614,102 | |
| 2025 | $614,102 Land $260,712 Building $353,390 | ||
| 2023 | $4,090.00 | $533,331 | $533,331 Land $223,581 Building $309,750 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3405 Middle Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3405 Middle Rd is high, ranking above 73% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 56% of Montana |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: MontanaSky Networks, Spectrum.
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