3405 Madison Ct, Ames, IA 50010 Property Records

Story County property record for 3405 Madison Ct, Ames, IA 50010

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,521 sqft · built 1977
Lot Size	0.32 acres (13,960 sqft)
Owner	2 Individual Names on File
Last Sale	$373,000 (Jul 2026)
Tax Bill	$4,606 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05-27-326-060`

Property Details

APN / Parcel Number

Primary APN	`05-27-326-060`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,521 sqft Living Area
1st Floor Area	1,511 sqft
Basement Area	1,521 sqft
Finished Basement	923 sqft
Unfinished Basement	598 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Concrete
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,960 sqft (0.32 acres)
Garage Type	Attached
Garage Area	541 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Deck Area	Deck Area
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3405 MADISON CT
City	AMES
State	IA
Zip	50010-4337
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	PARKVIEW HEIGHTS SD 12TH ADD LOT:12 AMES
Legal Range	24W
Legal Township	84N
Legal Section	27
Legal Subdivision	PARKVIEW HEIGHTS SD 12TH ADD
Legal Lot Number	12
Jurisdiction	STORY IA
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1000
Census Tract	300

Owner

3405 Madison Ct is owned and occupied by two individuals who bought it in July 2026.

Source: Story County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3405 MADISON CT, AMES, IA 50010-4337
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Warranty Deed, Transfer · Conventional Mortgage US BANK
Apr 27, 2026	Deed of Trust, Mortgage · Line of Credit GREATER IOWA CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2026 · Amount on File
Deed Sale	Jul 13, 2026 · Amount on File
Deed Document Number	20266210
Prior Transfer Date	Jan 3, 2008
Prior Transfer Doc	0000001813
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Jul 13, 2026
Property Address	3405 MADISON CT, AMES, IA 50010-4337
Document Number	0000006210
Instrument Date	Jul 6, 2026
Instrument	20266210
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$60,196.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 MADISON CT, AMES, IA 50010-4337

Mortgage

Document Number	0000006211,
Date	Jul 13, 2026
Instrument	20266211

Lender

Name	US BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Recording Date	Apr 27, 2026
Property Address	3405 MADISON CT, AMES, IA 50010-4337
Document Number	0000003513
Instrument Date	Apr 21, 2026
Instrument	20263513
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 MADISON CT, AMES, IA 50010-4337

Mortgage

Document Number	0000003513,
Date	Apr 27, 2026
Instrument	20263513

Lender

Name	GREATER IOWA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.38%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 3405 Madison Ct was $4,606 with a homeowner's exemption, down 0.6% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,606.00 (-0.56%) Homeowner's exemption	$360,400 Land $87,200 Building $273,200	$360,400 Land $87,200 Building $273,200
2024	$4,632.00
2023		$343,300 Land $61,400 Building $281,900	$343,300 Land $61,400 Building $281,900
2022	$3,982.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3405 Madison Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3405 Madison Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ICS Advanced Technologies, Nextlink.

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