3405 Love Mill Rd, Monroe, NC 28110 Property Records

Union County property record for 3405 Love Mill Rd, Monroe, NC 28110

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,064 sqft · built 2002
Lot Size	3.67 acres (159,865 sqft)
Owner	2 Individual Names on Record
Last Sale	$407,500 (Oct 2021)
Tax Bill	$2,405 (2025)
Deeds & Mortgages	May 2023 Line of Credit Oct 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-099-008B`

Property Details

APN / Parcel Number

Primary APN	`08-099-008B`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,064 sqft Living Area
Gross Area	1,044 sqft
1st Floor Area	2,064 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	159,865 sqft (3.67 acres)
Porch	Slab
Porch Area	96 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3405 LOVE MILL RD
City	MONROE
State	NC
Zip	28110-7441
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	3.67A OPCG797
Legal Subdivision	KATIE J FLOW PROPERTY
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	2
Census Block	2010
Census Tract	20206

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3405 LOVE MILL RD, MONROE, NC 28110-7441
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Oct 20, 2021	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Jan 19, 2021	Warranty Deed, Transfer ATTORNEY ONLY
Jun 16, 2015	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2021 · Amount on Record
Deed Sale	Oct 20, 2021 · Amount on Record
Prior Sale	Jan 19, 2021 · Amount on Record
Deed Document Number	202150042
Deed Book / Page	8285 / 150
Prior Transfer Date	Jan 11, 2002
Prior Transfer Doc	0000001297
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3405 LOVE MILL RD, MONROE, NC 28110-7441
Transaction Type	Mortgage
Record Updated	May 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 LOVE MILL RD, UNIONVILLE, NC 28110-7441

Mortgage

Document Number	0008704295
Date	May 8, 2023
Book Page	8704/295
Instrument	10787

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Oct 20, 2021
Property Address	3405 LOVE MILL RD, MONROE, NC 28110-7441
Document Number	8285150
Book / Page	8285 / 150
Map Reference	CAB G FILE 797
Instrument Date	Oct 14, 2021
Instrument	50042
Transaction Type	Transfer
Record Updated	Nov 8, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$815.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4213 NEW TOWN RD, 4213, WAXHAW, NC 28173-7708

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	50043
Date	Oct 20, 2021
Instrument	50043

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jan 19, 2021
Property Address	3405 LOVE MILL RD, MONROE, NC 28110-7441
Document Number	7957742
Book / Page	007957 / 000742
Instrument Date	Jan 19, 2021
Instrument	2419
Transaction Type	Transfer
Record Updated	Feb 3, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$280.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4213 NEW TOWN RD WAXHAW NC 281737708, WAXHAW, NC 28173-7708

June 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3405 LOVE MILL RD, MONROE, NC 28110-7441
Document Number	6905429
Book / Page	006905 / 000429
Instrument Date	Jun 16, 2015
Transaction Type	Mortgage
Record Updated	May 30, 2017
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 LOVE MILL RD MONROE NC 281107441, MONROE, NC 28110-7441

Mortgage

Document Number	6905429
Date	Mar 31, 2017
Book Page	006905/000429
Instrument	8994

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Unionville Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$473,400 (-) Land $115,500 Building $357,900	$473,400 (-) Land $115,500 Building $357,900
2025	$2,405.00 (+12.38%)	$473,400 (+48.03%) Land $115,500 Building $357,900	$473,400 (+48.03%) Land $115,500 Building $357,900
2023	$2,140.00	$319,800 Land $56,500 Building $263,300	$319,800 Land $56,500 Building $263,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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