3405 Laurel Cir, Roanoke, VA 24018 Property Records

Roanoke County property record for 3405 Laurel Cir, Roanoke, VA 24018

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 2,070 sqft · built 2002
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Mar 2007)
Tax Bill	$3,764 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Jul 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`087.06-99-25.00-3405`

Property Details

APN / Parcel Number

Primary APN	`087.06-99-25.00-3405`
Alternative APNs	`087069925 3405` `000037856` `37856`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,070 sqft Finished Area
Gross Area	2,881 sqft
1st Floor Area	1,560 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Condo/Apartment
Roof Type	Cathedral/Clerestory
Roof Material	Shingle
Lot Area	43,560 sqft (1 acres)
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	182 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	000037856
Street Address	3405 LAUREL CIR
City	ROANOKE
State	VA
Zip	24018-4954
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 25 GLEN LAUREL PLACE CONDOMINIUM
Legal Subdivision	GLEN LAUREL PLACE CONDOS
Legal Unit	25
Jurisdiction	ROANOKE VA
Township / Civil Division	CAVE SPRING
Census Block Group	4
Census Block	4001
Census Tract	30802

Owner

3405 Laurel Cir, a condominium, is owned by two individuals who bought it in March 2007.

Source: Roanoke County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3405 LAUREL CIR, 25, ROANOKE, VA 24018-4954
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Jul 18, 2022	Deed of Trust, Mortgage · Line of Credit AMERICAN NATIONAL BANK & TRUST CO
Mar 16, 2018	Deed of Trust, Mortgage · Line of Credit HOMETOWN BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2007 · Amount on File
Deed Sale	Mar 15, 2007 · Amount on File
Deed Document Number	20073802
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANOKE VA
Property Address	3405 LAUREL CIR, ROANOKE, VA 24018-4954
Transaction Type	Mortgage
Record Updated	Jun 25, 2026
Title Company	FIRST CHOICE TITLE AND SETTLEMEN, FIRST CHOICE TITLE & STLMT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 LAUREL CIR 25, 25, ROANOKE, VA 24018-4954

Mortgage

Document Number	0000010615
Date	Dec 12, 2025
Instrument	202510615

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANOKE VA
Property Address	3405 LAUREL CIR, ROANOKE, VA 24018-4954
Transaction Type	Mortgage
Record Updated	Jun 25, 2026
Title Company	VIRGINIA TITLE CTR LLC, VIRGINIA TITLE CENTER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 LAUREL CIR, ROANOKE, VA 24018-4954

Mortgage

Document Number	0000007645
Date	Jul 18, 2022
Instrument	202207645

Lender

Name	AMERICAN NATIONAL BANK & TRUST CO
Type	Bank
Address	ROANOKE, VA 24018

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANOKE VA
Property Address	3405 LAUREL CIR, ROANOKE, VA 24018-4954
Document Number	0000002639
Instrument Date	Mar 16, 2018
Transaction Type	Mortgage
Record Updated	Apr 10, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 LAUREL CIR #25 ROANOKE VA 240184954, 25, ROANOKE, VA 24018-4954

Mortgage

Document Number	0000002639
Date	Mar 23, 2018
Instrument	2639

Lender

Name	HOMETOWN BK
Type	Bank
Address	ROANOKE, VA 24018

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 3405 Laurel Cir was $3,764.

Source: Roanoke County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Roanoke County
Unified School District	Roanoke County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,764.00	$365,500 Land $46,000 Building $319,500	$365,500 Land $46,000 Building $319,500
2023	$2,983.00	$281,500 Land $46,000 Building $235,500	$281,500 Land $46,000 Building $235,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3405 Laurel Cir in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective December 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1998–2018)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Oct 2018 · Tropical Storm Michael
Claims by Event	Tropical Storm Michael, Oct 2018 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3405 Laurel Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people · EPA ID VA2770900
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Glo Fiber.

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