3405 Laredo Ave, Fort Wayne, IN 46809 Property Records

Allen County property record for 3405 Laredo Ave, Fort Wayne, IN 46809

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,800 sqft · built 1920
Lot Size	0.196 acres (8,520 sqft)
Owner	Individual Name on Record
Last Sale	$186,141 (Mar 2024)
Tax Bill	$1,919 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Mar 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`02-12-15-153-005.000-074`

Property Details

APN / Parcel Number

Primary APN	`02-12-15-153-005.000-074`
Alternative APN	`9440460019`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,800 sqft Living Area
Gross Area	5,104 sqft
1st Floor Area	1,120 sqft
Attic	Attic
Attic Area	1,120 sqft
Basement Area	1,120 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1976
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,520 sqft (0.196 acres)
Lot Dimensions	1,200 ft deep x 710 ft wide
View / Lot	Extra Front
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3405 LAREDO AVE
City	FORT WAYNE
State	IN
Zip	46809-1063
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNNYSIDE GARDENS LOT 19 EX S FRL 9.18 FT
Legal Subdivision	SUNNYSIDE GARDENS
Legal Lot Number	19
Jurisdiction	ALLEN IN
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2040
Census Tract	2200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Indian Village Historic District listed 2009 · 490 contributing resources · NRIS 09001125

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Allen County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3405 LAREDO AVE, FORT WAYNE, IN 46809-1063
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Mar 21, 2024	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC
Mar 19, 2024	Intrafamily Transfer, Transfer
Sep 8, 2023	Sheriff's Deed, Foreclosure
Jul 24, 2019	Intrafamily Transfer, Transfer
Dec 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage DITECH.COM

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2024 · Amount on Record
Deed Sale	Mar 21, 2024 · Amount on Record
Prior Sale	Sep 8, 2023 · Amount on Record
Deed Document Number	202415216
Prior Transfer Date	Mar 13, 2024
Prior Transfer Doc	2024014510
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	3405 LAREDO AVE, FORT WAYNE, IN 46809-1063
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 LAREDO AVE, FORT WAYNE, IN 46809-1063

Mortgage

Document Number	2025045274
Date	Oct 7, 2025
Instrument	2025045274

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	342 Months
Due	Apr 1, 2054

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN IN
Recording Date	Mar 21, 2024
Property Address	3405 LAREDO AVE, FORT WAYNE, IN 46809-1063
Document Number	2024015216
Instrument Date	Mar 18, 2024
Instrument	2024015216
Transaction Type	Transfer
Record Updated	Apr 3, 2024

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 LAREDO AVE, FORT WAYNE, IN 46809-1063

Mortgage

Document Number	2024015217
Date	Mar 21, 2024
Instrument	2024015217

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Mortgage

Document Number	2024015218
Date	Mar 21, 2024
Instrument	2024015218

Lender

Name	INDIANA HOUSING & COMMUNITY DEVELOPMENT
Type	Government Agency
Address	FORT WAYNE, IN 46809

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEN IN
Recording Date	Mar 19, 2024
Property Address	3405 LAREDO AVE, FORT WAYNE, IN 46809-1063
Document Number	2024014510
Instrument Date	Mar 15, 2024
Instrument	2024014510
Transaction Type	Transfer
Record Updated	Apr 2, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12904 HARDISTY RD, FORT WAYNE, IN 46845-9611

September 2023: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	ALLEN IN
Recording Date	Sep 8, 2023
Property Address	3405 LAREDO AVE, FORT WAYNE, IN 46809-1063
Document Number	2023039212
Map Reference	PL 8 PG 89
Instrument Date	Aug 23, 2023
Instrument	2023039212
Transaction Type	Foreclosure
Record Updated	Sep 22, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12904 HARDISTY RD, FORT WAYNE, IN 46845-9611

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEN IN
Recording Date	Jul 24, 2019
Property Address	3405 LAREDO AVE, FORT WAYNE, IN 46809-1063
Document Number	2019035664
Map Reference	PL 8 PG 89
Instrument Date	May 24, 2019
Instrument	2019035664
Transaction Type	Transfer
Record Updated	Jul 16, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 LAREDO AVE, FORT WAYNE, IN 46809-1063

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	3405 LAREDO AVE, FORT WAYNE, IN 46809-1063
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017065268
Date	Dec 15, 2017
Instrument	2017065268

Lender

Name	DITECH.COM
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2038

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Allen County
County Subdivision	Wayne Township
Municipality	Fort Wayne City
Unified School District	Fort Wayne Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,919.00 (+4.63%) Homeowner's exemption	$188,400 (+67.47%) Land $16,500 Building $171,900	$188,400 (+67.47%) Land $16,500 Building $171,900
2024	$1,834.00 (+90.84%)
2023	$961.00 (+46.05%)	$112,500 (+34.25%) Land $29,200 Building $83,300	$112,500 (+34.25%) Land $29,200 Building $83,300
2022	$658.00	$83,800 Land $19,600 Building $64,200	$83,800 Land $19,600 Building $64,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	112 (1978–2021)
Claims Outside the SFHA	10 of 112
Most Recent Claim	Sep 2021
Claims by Event	Severe Storms, Tornadoes, And Flooding, Mar 2009 · 24 claims Severe Storms And Flooding, Feb 2008 · 8 claims Severe Winter Storms And Flooding, Jan 2005 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT WAYNE - 3 RIVERS FILTRATION PLANT serves 269,994 people · EPA ID IN5202020
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet.

Nearby Properties on Laredo Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures