3405 Lake Palermo Rd, Wimauma, FL 33598 Property Records

Hillsborough County property record for 3405 Lake Palermo Rd, Wimauma, FL 33598

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,997 sqft · built 2021
Lot Size1.43 acres (62,416 sqft)
OwnerIndividual Name on Record
Last Sale$630,881 (Dec 2021)
Tax Bill$643 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Jul 2018 Sale
Flood ZoneZone X (minimal risk)
APN0798430256

Property Details

APN / Parcel Number

Primary APN0798430256
Alternative APN
  • U323220841000000000280

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,997 sqft Heated Area
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2023
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area62,416 sqft (1.43 acres)
Lot Dimensions308 ft deep x 202 ft wide
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0798430256
Street Address3405 LAKE PALERMO RD
CityWIMAUMA
StateFL
Zip33598-4421
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR
Legal DescriptionRIVERRANCH PRESERVE LOT 28
Legal Range20E
Legal Township32S
Legal Section32
Legal SubdivisionRIVERRANCH PRESERVE
Legal Tract841
Legal Lot Number28
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionWIMAUMA-RIVERVIEW
Census Block Group1
Census Block1006
Census Tract13914

Owner

Source: Hillsborough County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3405 LAKE PALERMO RD, WIMAUMA, FL 33598-4421
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2021Warranty Deed, Transfer · Conventional Mortgage
WYNDHAM CAPITAL MORTGAGE INC
Jul 3, 2018Grant Deed, Transfer
COMMUNITY FIRST TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 28, 2021 · Amount on Record
Deed SaleDec 28, 2021 · Amount on Record
Deed Document Number2021670465
Record UpdatedJun 8, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateDec 28, 2021
Property Address3405 LAKE PALERMO RD, WIMAUMA, FL 33598-4421
Document Number0000670465
Map ReferenceMB 104 PG 211
Instrument DateDec 22, 2021
Instrument2021670465
Transaction TypeTransfer
Record UpdatedFeb 21, 2023
Title CompanyCOMMUNITY FIRST TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,416.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3658 ERINDALE DR, VALRICO, FL 33596-6311

Transferred To (Grantee/Buyer)

NameVerified Name
Address3405 LAKE PALERMO RD, WIMAUMA, FL 33598-4421

Mortgage

Document Number0000670466
DateDec 28, 2021
Instrument2021670466
Lender
NameWYNDHAM CAPITAL MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHILLSBOROUGH FL
Recording DateJul 3, 2018
Property Address3405 LAKE PALERMO RD, WIMAUMA, FL 33598-4421
Document Number0258860101
Book / Page025886 / 000101
Instrument DateJul 3, 2018
Instrument263343
Transaction TypeTransfer
Record UpdatedJul 23, 2018
Title CompanyCOMMUNITY FIRST TITLE

Transaction

AmountAmount Recorded
Tax$21,000.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3658 ERINDALE DR VALRICO FL 335966311, VALRICO, FL 33596-6311
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$643.00 (+13.01%) Disabled Person's exemption Veteran's exemption$592,774 (+5.99%)$717,294 (+26.68%) Land $245,495 Building $471,799
2023$569.00 (-32.98%) Disabled Person's exemption Veteran's exemption$559,289 (+3%)$566,230 (-10.72%) Land $214,812 Building $351,418
2022$849.00 Disabled Person's exemption Veteran's exemption$542,999$634,192 Land $214,812 Building $419,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 44 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies44 in force
Nearby Flood Claims4 (1988–2024)
Claims Outside the SFHA1 of 4
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Debby, Aug 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 52% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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