3405 Kecoughtan Rd, Hampton, VA 23661 Property Records

Hampton City property record for 3405 Kecoughtan Rd, Hampton, VA 23661

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,445 sqft · built 2004
Lot Size	0.276 acres (12,005 sqft)
Owner	Individual Name on Record
Last Sale	$234,900 (Dec 2004)
Tax Bill	$4,800 (2025)
Deeds & Mortgages	Jun 2019 Line of Credit Jun 2020 Mortgage + 9 more
APN	`01W005 00 38012`

Property Details

APN / Parcel Number

Primary APN	`01W005 00 38012`
Alternative APN	`1007648`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,445 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,005 sqft (0.276 acres)
Garage Type	Attached
Garage Area	408 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	144 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1007648
Street Address	3405 KECOUGHTAN RD
City	HAMPTON
State	VA
Zip	23661-3505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	5 R-13 ONE
Legal Description	HAMPTON ROADS L13.14.PT11.12.B38
Legal Subdivision	HAMPTON ROADS
Legal Block	38
Legal Lot Number	13-14
Jurisdiction	HAMPTON CITY VA
Township / Civil Division	HAMPTON
Census Block Group	4
Census Block	4016
Census Tract	11800

Owner

Source: Hampton City records, as of May 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3405 KECOUGHTAN RD, HAMPTON, VA 23661-3505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2019	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING & TRUST COMPANY
Jun 10, 2020	Deed of Trust, Mortgage · VA Mortgage TIDEWATER MORTGAGE SERVICES INC
Dec 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC
Jul 16, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance HARTFORD FUNDING LTD
Aug 10, 2011	Deed of Trust, Mortgage · VA Mortgage AMERIGROUP MORTGAGE CORPO
Oct 1, 2007	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING & TRUST CO
May 14, 2007	Deed of Trust, Mortgage · VA Mortgage COUNTRYWIDE HOME LOANS IN
Jul 3, 2013	Deed of Trust, Mortgage · VA Mortgage AMERIGROUP MORTGAGE CORPO
Sep 27, 2013	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING & TRUST CO
Aug 11, 2016	Deed of Trust, Mortgage · VA Mortgage TIDEWATER MORTGAGE SERVICES INC
Feb 8, 2016	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2004 · Amount on Record
Deed Sale	Dec 28, 2004 · Amount on Record
Prior Sale	Apr 30, 2004 · Amount on Record
Deed Book / Page	400 / 34390
Record Updated	Sep 20, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMPTON CITY VA
Property Address	3405 KECOUGHTAN RD, HAMPTON, VA 23661-3505
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190007477
Date	Jun 12, 2019
Instrument	190007477

Lender

Name	BRANCH BANKING & TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMPTON CITY VA
Property Address	3405 KECOUGHTAN RD, HAMPTON, VA 23661-3505
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	ATLANTIC COAST SETTLEMENT SERVICES, ATLANTIC COAST STLMNT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200007507
Date	Jun 10, 2020
Instrument	200007507

Lender

Name	TIDEWATER MORTGAGE SERVICES INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMPTON CITY VA
Property Address	3405 KECOUGHTAN RD, HAMPTON, VA 23661-3505
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0210024853
Date	Dec 16, 2021
Instrument	210024853

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate
Rate	2.75%

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMPTON CITY VA
Property Address	3405 KECOUGHTAN RD, HAMPTON, VA 23661-3505
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240008066
Date	Jul 16, 2024
Instrument	240008066

Lender

Name	HARTFORD FUNDING LTD

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.63%

August 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMPTON CITY VA
Property Address	3405 KECOUGHTAN RD, HAMPTON, VA 23661-3505
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01100/9706
Date	Aug 10, 2011
Book Page	1100/9706

Lender

Name	AMERIGROUP MORTGAGE CORPO

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2041

Interest

Rate Type	Adjustable Rate
Rate	3%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2014

October 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMPTON CITY VA
Property Address	3405 KECOUGHTAN RD, HAMPTON, VA 23661-3505
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0700/23874
Date	Oct 1, 2007
Book Page	700/23874

Lender

Name	BRANCH BANKING & TRUST CO

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMPTON CITY VA
Property Address	3405 KECOUGHTAN RD, HAMPTON, VA 23661-3505
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0700/12112
Date	May 14, 2007
Book Page	700/12112

Lender

Name	COUNTRYWIDE HOME LOANS IN

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2037

Interest

Rate Type	Fixed Rate
Rate	6.5%

July 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMPTON CITY VA
Property Address	3405 KECOUGHTAN RD, HAMPTON, VA 23661-3505
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1300/10599
Date	Jul 3, 2013
Book Page	1300/10599

Lender

Name	AMERIGROUP MORTGAGE CORPO

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2043

Interest

Rate Type	Adjustable Rate
Rate	2%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2016

September 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMPTON CITY VA
Property Address	3405 KECOUGHTAN RD, HAMPTON, VA 23661-3505
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1300/15432
Date	Sep 27, 2013
Book Page	1300/15432

Lender

Name	BRANCH BANKING & TRUST CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2028

Interest

Rate Type	Fixed Rate
Rate	3.75%

August 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMPTON CITY VA
Property Address	3405 KECOUGHTAN RD, HAMPTON, VA 23661-3505
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	ATLANTIC COAST SETTLEMENT SERVICES, ATLANTIC COAST STLMNT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0160010196
Date	Aug 11, 2016
Instrument	160010196

Lender

Name	TIDEWATER MORTGAGE SERVICES INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate

February 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMPTON CITY VA
Property Address	3405 KECOUGHTAN RD, HAMPTON, VA 23661-3505
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	SURETY LENDER SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0160001627
Date	Feb 8, 2016
Instrument	160001627

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2046

Interest

Rate Type	Fixed Rate
Rate	3.88%

Tax Assessment & Valuation

Source: Hampton City assessment roll, as of August 19, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Hampton City
Unified School District	Hampton City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,800.00 (+19.02%)	$407,600 (+21.49%) Land $65,100 Building $342,500	$407,600 (+21.49%) Land $65,100 Building $342,500
2023	$4,033.00 (+2.49%)	$335,500 Land $65,100 Building $270,400	$335,500 Land $65,100 Building $270,400
2022	$3,935.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	6 (2004–2020)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Nov 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEWPORT NEWS serves 407,300 people · EPA ID VA3700500
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 500
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20