3405 Joann Dr, Windsor Mill, MD 21244 Property Records

Baltimore County property record for 3405 Joann Dr, Windsor Mill, MD 21244

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,946 sqft · built 1955
Lot Size	0.271 acres (11,808 sqft)
Owner	Individual Name on File
Last Sale	$420,000 (Jun 2026)
Tax Bill	$3,543 (2024)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Mar 2022 Mortgage + 3 more
APN	`02-0201950060`

Property Details

APN / Parcel Number

Primary APN	`02-0201950060`
Alternative APNs	`20201950060` `0201950060`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,946 sqft Living Area
Gross Area	2,081 sqft
1st Floor Area	1,946 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,808 sqft (0.271 acres)
Lot Dimensions	153 ft deep x 60.1 ft wide

Exterior Amenities

Pool Area	450 sqft
Porch	Slab
Porch Area	340 sqft
Patio Area	135 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0201950060
Street Address	3405 JOANN DR
City	WINDSOR MILL
State	MD
Zip	21244-2922
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 MEADOW DALE
Legal Subdivision	MEADOW DALE
Legal Block	5
Legal Lot Number	10
Jurisdiction	BALTIMORE MD
Township / Civil Division	2
Census Block Group	5
Census Block	5002
Census Tract	402303

Owner

3405 Joann Dr is owned and occupied by an individual who bought it in June 2026.

Source: Baltimore County records, as of September 11, 2026

Owner of Record	Individual Name on File
Mailing Address	3405 JOANN DR, WINDSOR MILL, MD 21244-2922
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE
Mar 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
May 28, 2021	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA
Sep 7, 2018	Grant Deed CHAMPION TITLE AGENCY
May 3, 2018	Quit Claim Deed, Transfer CHAMPION TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2026 · Amount on File
Deed Sale	Jun 18, 2026 · Amount on File
Prior Sale	Sep 4, 2025 · Amount on File
Deed Document Number	2026
Deed Book / Page	51438 / 404
Prior Transfer Date	Apr 20, 2018
Prior Transfer Doc	0406450198
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Jun 18, 2026
Property Address	3405 JOANN DR, WINDSOR MILL, MD 21244-2922
Document Number	5143000404
Book / Page	51438 / 404
Instrument Date	May 19, 2026
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	NEW TITLE, NEW LINE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$424,200.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 JOANN DR, WINDSOR MILL, MD 21244-2922

Mortgage

Document Number	5143000410,
Date	Jun 18, 2026
Book Page	51438/410

Lender

Name	ATLANTIC COAST MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	3405 JOANN DR, BALTIMORE, MD 21244-2922
Transaction Type	Mortgage
Record Updated	Apr 5, 2022
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0466270121
Date	Mar 28, 2022
Book Page	46627/121

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2037

Interest

Index	1-Month LIBOR

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	3405 JOANN DR, BALTIMORE, MD 21244-2922
Transaction Type	Mortgage
Record Updated	Jun 14, 2021
Title Company	CLOSELINE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0448080375
Date	May 28, 2021
Book Page	44808/375

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

September 2018: Grant Deed

Document Type	Grant Deed
Jurisdiction	BALTIMORE MD
Recording Date	Sep 7, 2018
Property Address	3405 JOANN DR, BALTIMORE, MD 21244-2922
Document Number	0406450198
Book / Page	040645 / 000198
Instrument Date	Apr 20, 2018
Record Updated	Sep 19, 2018
Title Company	CHAMPION TITLE AGENCY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 JOANN DR BALTIMORE MD 212442922, BALTIMORE, MD 21244-2922

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BALTIMORE MD
Recording Date	May 3, 2018
Property Address	3405 JOANN DR, BALTIMORE, MD 21244-2922
Document Number	0402150381
Book / Page	040215 / 000381
Instrument Date	Apr 20, 2018
Transaction Type	Transfer
Record Updated	May 9, 2018
Title Company	CHAMPION TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 JOANN DR BALTIMORE MD 212442922, BALTIMORE, MD 21244-2922

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$244,600	$295,800 Land $107,400 Building $188,400
2024	$3,543.00 (+95.53%)
2023	$1,812.00 Homeowner's exemption	$214,433	$219,000 Land $59,400 Building $159,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3405 Joann Dr; there have been 2 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	2 (1984–2014)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3405 Joann Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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