3405 Gray Whetstone St, Brandon, FL 33511 Property Records

Hillsborough County property record for 3405 Gray Whetstone St, Brandon, FL 33511

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,166 sqft · built 2001
Lot Size	0.183 acres (7,986 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Mar 2021)
Tax Bill	$6,413 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`074672-7620`

Property Details

APN / Parcel Number

Primary APN	`074672-7620`
Alternative APN	`U1030205GE00000D000030`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,166 sqft Living Area
Gross Area	2,758 sqft
1st Floor Area	2,166 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2018
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,986 sqft (0.183 acres)
Lot Dimensions	159 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	130 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0746727620
Street Address	3405 GRAY WHETSTONE ST
City	BRANDON
State	FL
Zip	33511-7792
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	BLOOMINGDALE TRAILS LOT 3 BLOCK D
Legal Range	20E
Legal Township	30S
Legal Section	10
Legal Subdivision	BLOOMINGDALE TRAILS
Legal Tract	5GE
Legal Block	D
Legal Lot Number	3
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	WIMAUMA-RIVERVIEW
Census Block Group	1
Census Block	1000
Census Tract	13411

Owner

3405 Gray Whetstone St is owned and occupied by an individual who bought it in March 2021.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	Individual Name on File
Mailing Address	3405 GRAY WHETSTONE ST, BRANDON, FL 33511-7792
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Mar 25, 2021	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Oct 22, 2019	Grant Deed, Transfer MASTERPIECE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2021 · Amount on File
Deed Sale	Mar 25, 2021 · Amount on File
Prior Sale	Oct 22, 2019 · Amount on File
Deed Document Number	2021146959
Prior Transfer Date	Sep 26, 2016
Prior Transfer Doc	0000508509
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Mar 25, 2021
Property Address	3405 GRAY WHETSTONE ST, BRANDON, FL 33511-7792
Document Number	0000146959
Map Reference	MB 86 PG 17-1-17-7
Instrument Date	Mar 22, 2021
Instrument	2021146959
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	INSURED TITLE AGENCY, INSURED TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,065.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	64 TAKOLUSA DR, 64, HOLMDEL, NJ 07733-1265

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 GRAY WHETSTONE ST, BRANDON, FL 33511-7792

Mortgage

Document Number	0000146960
Date	Mar 25, 2021
Instrument	2021146960

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Mar 25, 2021
Property Address	3405 GRAY WHETSTONE ST, BRANDON, FL 33511-7792
Document Number	2021146959
Map Reference	MB 86 PG 17-1-17-7
Instrument Date	Mar 22, 2021
Instrument	2021146959
Transaction Type	Transfer
Record Updated	Apr 9, 2021
Title Company	INSURED TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,065.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	64 TAKOLUSA DR, 64, HOLMDEL, NJ 07733-1265

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 GRAY WHETSTONE ST, BRANDON, FL 33511-7792

Mortgage

Document Number	2021146960
Date	Mar 25, 2021
Instrument	2021146960

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Oct 22, 2019
Property Address	3405 GRAY WHETSTONE ST, BRANDON, FL 33511-7792
Document Number	0270471665
Book / Page	027047 / 001665
Instrument Date	Sep 4, 2019
Instrument	454605
Transaction Type	Transfer
Record Updated	Nov 7, 2019
Title Company	MASTERPIECE TITLE

Transaction

Amount	Amount on Record
Tax	$1,384.81
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1900 TURNER ST RAHWAY NJ 070655200, RAHWAY, NJ 07065-5200

Tax Assessment & Valuation

The 2025 property tax bill for 3405 Gray Whetstone St was $6,413 with a homeowner's exemption, up 8.6% from the year before.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$366,753 (+1.75%) Land $104,940 Building $261,813	$366,753 (-1.11%) Land $104,940 Building $261,813
2025	$6,413.00 (+8.6%) Homeowner's exemption	$360,451	$370,884 Land $104,940 Building $265,944
2024	$5,905.00 (+3.54%)
2023	$5,703.00 (+4.15%) Homeowner's exemption	$340,090 (+3%)	$345,903 (+4.76%) Land $87,450 Building $258,453
2022	$5,476.00 Homeowner's exemption	$330,184 Land $78,705 Building $251,479	$330,184 Land $78,705 Building $251,479

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3405 Gray Whetstone St in Zone X, an area of minimal flood risk, though there have been 32 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 78 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	78 in force
Nearby Flood Claims	32 (1979–2026)
Claims Outside the SFHA	3 of 32
Most Recent Claim	Aug 2026
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Helene, Sep 2024 · 4 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3405 Gray Whetstone St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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