3405 Gisborne Way, Modesto, CA 95355 Property Records

Stanislaus County property record for 3405 Gisborne Way, Modesto, CA 95355

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,490 sqft · built 2000
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (May 2019)
Tax Bill	$4,848 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`085-024-040-000`

Property Details

APN / Parcel Number

Primary APN	`085-024-040-000`
Alternative APNs	`0852440000` `0852440`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,490 sqft Living Area
1st Floor Area	1,490 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Wood
Lot Area	5,227 sqft (0.12 acres)
View / Lot	Cul-De-Sac
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3405 GISBORNE WAY
City	MODESTO
State	CA
Zip	95355-8210
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NOTTINGHAM PLACE PHASE 3
Legal Subdivision	NOTTINGHAM 4
Legal Block	3
Legal Lot Number	7
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	3
Census Block	3002
Census Tract	913

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3405 GISBORNE WAY, MODESTO, CA 95355-8210
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage CAKE MORTGAGE CORP
Jul 8, 2020	Deed of Trust, Mortgage · Conventional with PMI SIGN ON THE LINE INC
May 3, 2019	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
May 3, 2019	Intrafamily Transfer, Transfer CYPRESS TITLE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2019 · Amount on Record
Deed Sale	May 3, 2019 · Amount on Record
Prior Sale	Oct 14, 2015 · Amount on Record
Deed Document Number	201927303
Prior Transfer Date	Apr 25, 2019
Prior Transfer Doc	0000027304
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	3405 GISBORNE WAY, MODESTO, CA 95355-8210
Transaction Type	Mortgage
Record Updated	Apr 14, 2022
Title Company	PUNCTUAL ABSTRACT COMPANY INC, PUNCTUAL ABSTRACT CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 GISBORNE WAY, MODESTO, CA 95355-8210

Mortgage

Document Number	0000025070
Date	Apr 5, 2022
Instrument	2022-0025070

Lender

Name	CAKE MORTGAGE CORP
Type	Mortgage Company
Address	CHATSWORTH, CA 91311

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	3405 GISBORNE WAY, MODESTO, CA 95355-8210
Document Number	0000064490
Instrument Date	Jul 8, 2020
Transaction Type	Mortgage
Record Updated	Sep 10, 2020
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3405 GISBORNE WAY MODESTO CA 953558210, MODESTO, CA 95355-8210

Mortgage

Document Number	0000064490
Date	Aug 27, 2020
Instrument	64490

Lender

Name	SIGN ON THE LINE INC
Address	IRVINE, CA 92618

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2050

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	May 3, 2019
Property Address	3405 GISBORNE WAY, MODESTO, CA 95355-8210
Document Number	0000027303
Map Reference	VOL 38 PG 65
Instrument Date	Apr 30, 2019
Instrument	2019-0027303
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	CYPRESS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 GISBORNE WAY, MODESTO, CA 95355-8210

Mortgage

Document Number	0000027305
Date	May 3, 2019
Instrument	2019-0027305

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	May 3, 2019
Property Address	3405 GISBORNE WAY, MODESTO, CA 95355-8210
Document Number	0000027304
Map Reference	VOL 38 PG 65
Instrument Date	Apr 25, 2019
Instrument	2019-0027304
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	CYPRESS TITLE CORPORATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 GISBORNE WAY, MODESTO, CA 95355-8210

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Secondary School District	Modesto City High School District (09 - 12)
Elementary School District	Sylvan Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,848.00 (+2.43%)	$398,234 (+2%) Land $170,671 Building $227,563
2025	$4,733.00 (+4.16%)	$390,426 (+4.04%) Land $167,325 Building $223,101
2023	$4,544.00 (+4.22%)	$375,268 Land $160,829 Building $214,439
2022	$4,360.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 740 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Ayera Technologies.

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