3405 Gingertree Cir, Lexington, KY 40502 Property Records

Lexington-Fayette Urban County property record for 3405 Gingertree Cir, Lexington, KY 40502

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,558 sqft · built 1974
Lot Size0.321 acres (14,000 sqft)
OwnerIndividual Name on File
Tax Bill$3,148 (2026)
Deeds & MortgagesJun 2017 Mortgage
APN17241400

Property Details

APN / Parcel Number

Primary APN17241400

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area1,558 sqft Living Area
Basement Area1,458 sqft
Finished Basement874 sqft
Unfinished Basement584 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Exterior MaterialBrick
Lot Area14,000 sqft (0.321 acres)
Lot Width100 ft Width
Deck Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Street Address3405 GINGERTREE CIR
CityLEXINGTON
StateKY
Zip40502-3521
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1C
Legal DescriptionA-573 LANSDOWNE/MERRICK UNIT 9 LOT 10; BOOK: 2337 PAGE: 161
Legal SubdivisionLANSDOWNE/MERRICK
Legal BlockE
Legal Lot Number10
Legal Unit9
JurisdictionFAYETTE KY
Township / Civil DivisionLEXINGTON-FAYETTE CENTRAL
Census Block Group3
Census Block3000
Census Tract2302

Owner

3405 Gingertree Cir is owned and occupied by an individual.

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address3405 GINGERTREE CIR, LEXINGTON, KY 40502-3521
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAYETTE KY
Property Address3405 GINGERTREE CIR, LEXINGTON, KY 40502-3521
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number8867/699
DateJun 19, 2017
Book Page8867/699
Lender
NamePNC BK NA
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 3405 Gingertree Cir was $3,148 with a homeowner's exemption, up 1.9% from the year before.

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

TypeName
StateKentucky
County / MunicipalityLexington-Fayette Urban County
Unified School DistrictFayette County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,148.00 (+1.88%)$299,000 (-)$299,000 (-)
2025$3,090.00 Homeowner's exemption$299,000$299,000
2023$3,013.00$243,700$243,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3405 Gingertree Cir; there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1979–1982)
Most Recent ClaimJan 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3405 Gingertree Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENTUCKY-AMERICAN WATER CO
private · serves 669,042 people · EPA ID KY0340250
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Windstream
DSL · Fiber in parts of the area
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Gingertree Cir

Nearby Streets

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