3405 Gibson Rd, Durham, NC 27703 Property Records

Durham County property record for 3405 Gibson Rd, Durham, NC 27703

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,171 sqft · built 1992
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on Record
Last Sale$353,000 (Dec 2024)
Tax Bill$3,535 (2026)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN0840-89-5470

Property Details

APN / Parcel Number

Primary APN0840-89-5470
Alternative APNs
  • 0840-89-54-7041
  • 084002895472
  • 158800

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,171 sqft Heated Area
1st Floor Area1,171 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeWood
Roof MaterialAsphalt
Lot Area8,276 sqft (0.19 acres)
PorchPorch
Porch Area90 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Street Address3405 GIBSON RD
CityDURHAM
StateNC
Zip27703-4709
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDR 2.950
Legal DescriptionHIDDEN HOLLOW/PH:01/SEC:B /LT#70 PL:000127-000099
Legal SubdivisionHIDDEN HOLLOW
Legal Phase1
Legal Lot Number70
JurisdictionDURHAM NC
Township / Civil DivisionOAK GROVE
Census Block Group1
Census Block1007
Census Tract1810

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3405 GIBSON RD, DURHAM, NC 27703-4709
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 30, 2024 · Amount on Record
Deed SaleDec 30, 2024 · Amount on Record
Deed Document Number2024119831
Deed Book / Page10232 / 665
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDURHAM NC
Property Address3405 GIBSON RD, DURHAM, NC 27703-4709
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0091950505
DateJan 12, 2021
Book Page9195/505
Instrument2021001623
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueFeb 1, 2041

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDurham County
MunicipalityDurham City
Unified School DistrictDurham Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,535.00 (+2.52%)$347,862 (-) Land $83,300 Building $264,562$347,862 (-) Land $83,300 Building $264,562
2025$3,448.00 (+57.44%)$347,862 (+107.99%) Land $83,300 Building $264,562$347,862 (+107.99%) Land $83,300 Building $264,562
2023$2,190.00 (+2.34%)$167,246 Land $35,790 Building $131,456$167,246 Land $35,790 Building $131,456
2022$2,140.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 95% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DURHAM
serves 333,490 people · EPA ID NC0332010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, T-Mobile.

Nearby Properties on Gibson Rd

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