3405 Gary St, Alton, IL 62002 Property Records

Madison County property record for 3405 Gary St, Alton, IL 62002

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,361 sqft · built 1955
Lot Size	0.169 acres (7,367 sqft)
Owner	Individual Name on Record
Last Sale	$184,000 (Aug 2025)
Tax Bill	$3,503 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Jun 2022 Sale & Mortgage + 1 more
APN	`23-2-08-08-05-101-004`

Property Details

APN / Parcel Number

Primary APN	`23-2-08-08-05-101-004`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,361 sqft Living Area
Attic	Attic
Attic Area	484 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Material	Shingle
Lot Area	7,367 sqft (0.169 acres)
Lot Dimensions	55 ft deep x 104 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3405 GARY ST
City	ALTON
State	IL
Zip	62002-5032
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RODGERS PARK SUBD LOT 65 73.35 X 125 X IRREGULAR
Legal Subdivision	RODGERS PARK SUBD
Legal Lot Number	65
Jurisdiction	MADISON IL
Township / Civil Division	ALTON
Census Block Group	3
Census Block	3030
Census Tract	402000

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14897 CLAYTON RD, CHESTERFIELD, MO 63017-7916
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage CARROLLTON BANK
Jun 30, 2022	Warranty Deed, Transfer · FHA Mortgage CARROLLTON BANK
Nov 7, 2018	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2025 · Amount on Record
Deed Sale	Aug 8, 2025 · Amount on Record
Prior Sale	Jun 30, 2022 · Amount on Record
Deed Document Number	202521763
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	3405 GARY ST, ALTON, IL 62002-5032
Transaction Type	Mortgage
Record Updated	Sep 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028442
Date	Aug 29, 2022
Instrument	2022R28442

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Jun 30, 2022
Property Address	3405 GARY ST, ALTON, IL 62002-5032
Document Number	0000021931
Map Reference	PB 22 PG 71
Instrument Date	Jun 29, 2022
Instrument	2022R21931
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	COMMUNITY TITLE AND ESCROW, COMMUNITY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$157.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1001 CRAIG RD STE 250, 250, SAINT LOUIS, MO 63146-6212

Mortgage

Document Number	0000021932
Date	Jun 30, 2022
Instrument	2022R21932

Lender

Name	CARROLLTON BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate	4.75%

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Nov 7, 2018
Property Address	3405 GARY ST, ALTON, IL 62002-5032
Document Number	0000035258
Map Reference	PB 22 PG 71
Instrument Date	Oct 24, 2018
Instrument	2018R35258
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$131.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035259
Date	Nov 7, 2018
Instrument	2018R35259

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Alton City
County	Madison County
County Subdivision	Alton Township
Unified School District	Alton Community Unit School District 11 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,503.00 (+8.86%)	$43,770 (+35.39%) Land $5,520 Building $38,250	$131,310 (+35.25%) Land $16,560 Building $114,750
2024	$3,218.00 (+13.47%)
2022	$2,836.00	$32,330 Land $4,080 Building $28,250	$97,087 Land $12,252 Building $84,835

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	4 (1979–1984)
Most Recent Claim	Mar 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-ALTON private · serves 46,127 people · EPA ID IL1195150
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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