3405 Garrow Dr, Antioch, CA 94509 Property Records

Contra Costa County property record for 3405 Garrow Dr, Antioch, CA 94509

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,863 sqft · built 1976
Lot Size	0.225 acres (9,800 sqft)
Owner	Individual Name on File
Last Sale	$670,000 (Apr 2026)
Tax Bill	$3,851 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage May 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`068-473-019-5`

Property Details

APN / Parcel Number

Primary APN	`068-473-019-5`
Alternative APN	`068-473-019`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,863 sqft Living Area
Gross Area	2,346 sqft
1st Floor Area	932 sqft
2nd Floor Area	931 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1977
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	9,800 sqft (0.225 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3405 GARROW DR
City	ANTIOCH
State	CA
Zip	94509-5605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	T04661 L0227 B EX 1/2 MR
Legal Subdivision	SUBDIVISION 4661
Legal Tract	04661
Legal Lot Number	227
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	ANTIOCH-PITTSBURG
Census Block Group	3
Census Block	3012
Census Tract	308001

Owner

3405 Garrow Dr is owned and occupied by an individual who bought it in April 2026.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	3405 GARROW DR, ANTIOCH, CA 94509-5605
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Grant Deed, Transfer · FHA Mortgage CHANGE LENDING LLC
May 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jul 26, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FARMERS INSURANCE GROUP FCU
Nov 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY MORTGAGE FUNDING LLC
Sep 28, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2026 · Amount on File
Deed Sale	Apr 17, 2026 · Amount on File
Deed Document Number	202639339
Prior Transfer Date	Jul 20, 2020
Prior Transfer Doc	0000218734
Record Updated	Oct 29, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 17, 2026
Property Address	3405 GARROW DR, ANTIOCH, CA 94509-5605
Document Number	0000039339
Instrument Date	Apr 15, 2026
Instrument	2026.39339
Transaction Type	Transfer
Record Updated	Apr 27, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$74,437.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 GARROW DR, ANTIOCH, CA 94509-5605

Mortgage

Document Number	0000039340,
Date	Apr 17, 2026
Instrument	2026..39340

Lender

Name	CHANGE LENDING LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3405 GARROW DR, ANTIOCH, CA 94509-5605
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000081827
Date	May 11, 2017
Instrument	2017-081827

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3405 GARROW DR, ANTIOCH, CA 94509-5605
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000119109
Date	Jul 26, 2018
Instrument	2018-119109

Lender

Name	FARMERS INSURANCE GROUP FCU
Type	Credit Union
Address	LOS ANGELES, CA 90010

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 5, 2038

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3405 GARROW DR, ANTIOCH, CA 94509-5605
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 W 2ND ST, ANTIOCH, CA 94509-1270

Mortgage

Document Number	0000284785
Date	Nov 24, 2020
Instrument	2020-284785

Lender

Name	COMMUNITY MORTGAGE FUNDING LLC
Type	Mortgage Company
Address	POMONA, CA 91768

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 28, 2020
Property Address	3405 GARROW DR, ANTIOCH, CA 94509-5605
Document Number	0000218734
Instrument Date	Jul 20, 2020
Instrument	218734
Transaction Type	Transfer
Record Updated	Oct 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3405 GARROW DR ANTIOCH CA 945095605, ANTIOCH, CA 94509-5605

Tax Assessment & Valuation

The 2025 property tax bill for 3405 Garrow Dr was $3,851.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Antioch City
Unified School District	Antioch Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$306,016 (+2%) Land $80,363 Building $225,653
2025	$3,851.00 Homeowner's exemption	$300,017 Land $78,788 Building $221,229
2023	$3,647.00 (+1.56%) Homeowner's exemption	$288,370 Land $75,730 Building $212,640
2022	$3,591.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3405 Garrow Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3405 Garrow Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANTIOCH serves 116,781 people · EPA ID CA0710001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 613 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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