Douglas County property record for 3405 Ernst St, Omaha, NE 68112
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 954 sqft · built 1948 |
| Lot Size | 0.174 acres (7,579 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,000 (Mar 2026) |
| Tax Bill | $2,315 (2024) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Sep 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2478-0000-09 |
| Primary APN | 2478-0000-09 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 954 sqft Living Area |
| Gross Area | 2,308 sqft |
| 1st Floor Area | 954 sqft |
| Basement Area | 954 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,579 sqft (0.174 acres) |
| Lot Dimensions | 143 ft deep x 53 ft wide |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R0924780000 |
|---|---|
| Street Address | 3405 ERNST ST |
| City | OMAHA |
| State | NE |
| Zip | 68112-2623 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R435 |
| Legal Description | DILLONS 7TH ADD LOT 11 BLOCK 3 LOT 11 |
| Legal Subdivision | DILLONS 7TH ADD |
| Legal Block | 3 |
| Legal Lot Number | 11 |
| Jurisdiction | DOUGLAS NE |
| Township / Civil Division | OMAHA |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 6202 |
3405 Ernst St is owned and occupied by an individual who bought it in March 2026.
Source: Douglas County records, as of March 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3405 ERNST ST, OMAHA, NE 68112-2623 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 3, 2026 | Warranty Deed, Transfer · Conventional Mortgage SAGE HOME LOANS CORP |
| Sep 29, 2022 | Intrafamily Transfer, Transfer |
| Apr 29, 2019 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 3, 2026 · Amount on File |
| Deed Sale | Mar 3, 2026 · Amount on File |
| Prior Sale | Feb 5, 2002 · Amount on File |
| Deed Document Number | 202616066 |
| Prior Transfer Date | Sep 28, 2022 |
| Prior Transfer Doc | 0000098126 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | Mar 3, 2026 |
| Property Address | 3405 ERNST ST, OMAHA, NE 68112-2623 |
| Document Number | 0000016066 |
| Instrument Date | Feb 18, 2026 |
| Instrument | 2026016066 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | AMBASSADOR TITLE SERVICES INC, AMBASSADOR TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $359.60 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000016067 |
|---|---|
| Date | Mar 3, 2026 |
| Instrument | 2026016067 |
| Name | SAGE HOME LOANS CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | Sep 29, 2022 |
| Property Address | 3405 ERNST ST, OMAHA, NE 68112-2623 |
| Document Number | 0000098126 |
| Instrument Date | Sep 28, 2022 |
| Instrument | 2022098126 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Property Address | 3405 ERNST ST, OMAHA, NE 68112-2623 |
| Document Number | 0000029846 |
| Instrument Date | Apr 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3405 ERNST ST OMAHA NE 681122623, OMAHA, NE 68112-2623 |
| Document Number | 0000029846 |
|---|---|
| Date | May 6, 2019 |
| Instrument | 29846 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 5, 2049 |
Source: Douglas County assessment roll, as of October 14, 2025
| Type | Name |
|---|---|
| State | Nebraska |
| County | Douglas County |
| Municipality | Omaha City |
| Unified School District | Omaha Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $138,200 Land $13,000 Building $125,200 | $138,200 Land $13,000 Building $125,200 | |
| 2024 | $2,315.00 (-1.11%) | ||
| 2023 | $2,341.00 (-1.18%) | $111,000 Land $13,000 Building $98,000 | $111,000 Land $13,000 Building $98,000 |
| 2022 | $2,369.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3405 Ernst St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3405 Ernst St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.5% of Nebraska |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | METROPOLITAN UTILITIES DISTRICT serves 660,000 people · EPA ID NE3105507 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 12 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FiberFirst Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
May also be available: CenturyLink, Nextlink, T-Mobile, Verizon, Western Iowa Wireless.
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