3405 E Palo Verde St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 3405 E Palo Verde St, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,368 sqft · built 2010
Lot Size	0.088 acres (3,825 sqft)
Owner	2 Individual Names on Record
Last Sale	$228,549 (Jan 2011)
Tax Bill	$2,400 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Feb 2021 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`304-19-693`

Property Details

APN / Parcel Number

Primary APN	`304-19-693`
Alternative APN	`304196931`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,368 sqft Living Area
Gross Area	2,468 sqft
1st Floor Area	1,206 sqft
2nd Floor Area	1,162 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	3,825 sqft (0.088 acres)
Parking Spaces	2 Parking Spaces
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	3405 E PALO VERDE ST
City	GILBERT
State	AZ
Zip	85296-1851
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	LAKEVIEW TRAILS NORTH AT MORRISON RANCH MCR 818-15
Legal Range	6E
Legal Township	1S
Legal Section	14
Legal Subdivision	LAKEVIEW TRAILS NORTH AT MORRISON RANCH
Legal Lot Number	668
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2009
Census Tract	422658

Owner

Source: Maricopa County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3405 E PALO VERDE ST, GILBERT, AZ 85296-1851
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Feb 25, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CU
Jul 11, 2024	Deed of Trust, Mortgage · Line of Credit THE LOAN STORE INC
Apr 22, 2019	Deed of Trust, Mortgage · Line of Credit FIRST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2011 · Amount on Record
Deed Sale	Jan 10, 2011 · Amount on Record
Prior Sale	Apr 16, 2010 · Amount on Record
Deed Document Number	201125790
Last Transfer Date	Feb 19, 2021
Transfer Doc	0000212978
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3405 E PALO VERDE ST, GILBERT, AZ 85296-1851
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 E PALO VERDE ST, GILBERT, AZ 85296-1851

Mortgage

Document Number	0000121078
Date	Mar 3, 2026
Instrument	20260121078

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3405 E PALO VERDE ST, GILBERT, AZ 85296-1851
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000212977
Date	Feb 25, 2021
Instrument	20210212977

Lender

Name	FIRST CU
Type	Credit Union
Address	CHANDLER, AZ 85225

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 24, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3405 E PALO VERDE ST, GILBERT, AZ 85296-1851
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 E PALO VERDE ST, GILBERT, AZ 85296-1851

Mortgage

Document Number	0000367704
Date	Jul 11, 2024
Instrument	20240367704

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company
Address	TUCSON, AZ 85718

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3405 E PALO VERDE ST, GILBERT, AZ 85296-1851
Document Number	0000297113
Instrument Date	Apr 22, 2019
Transaction Type	Mortgage
Record Updated	May 7, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3405 E PALO VERDE ST GILBERT AZ 852961851, GILBERT, AZ 85296-1851

Mortgage

Document Number	0000297113
Date	Apr 26, 2019
Instrument	297113

Lender

Name	FIRST CU
Type	Credit Union
Address	CHANDLER, AZ 85225

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 25, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,100 (+68.65%)	$521,000 (+4.3%) Land $104,200 Building $416,800
2025	$2,400.00 (+3.54%)	$30,892 (-38.41%)	$499,500 (-0.42%) Land $99,900 Building $399,600
2024		$50,160	$501,600 Land $100,300 Building $401,300
2023	$2,318.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.6% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink, T-Mobile.

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