3405 E Mercer St, Seattle, WA 98112 Property Records

King County property record for 3405 E Mercer St, Seattle, WA 98112

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,580 sqft · built 1924
Lot Size0.124 acres (5,400 sqft)
Owner2 Individual Names on File
Last Sale$1,365,000 (Jul 2024)
Tax Bill$13,202 (2026)
Deeds & MortgagesOct 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN660000-0241

Property Details

APN / Parcel Number

Primary APN660000-0241
Alternative APN
  • 660000024100

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,580 sqft Living Area
Gross Area2,090 sqft
1st Floor Area860 sqft
Upper Floors Area720 sqft
Basement Area510 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1924
Lot Area5,400 sqft (0.124 acres)
PorchOpen Porch
Porch Area120 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number660000024100
Street Address3405 E MERCER ST
CitySEATTLE
StateWA
Zip98112-4341
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNR3
Legal DescriptionPACIFIC COAST ADD N 90 FT PLAT BLOCK: 116 PLAT LOT: 4
Legal Range04
Legal Township25
Legal Section27
Legal SubdivisionPACIFIC COAST ADD
Legal Block116
Legal Lot Number4
JurisdictionKING WA
Township / Civil DivisionSEATTLE
Census Block Group2
Census Block2024
Census Tract6300

Owner

3405 E Mercer St is owned and occupied by two individuals who bought it in July 2024.

Source: King County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3405 E MERCER ST, SEATTLE, WA 98112-4341
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2024 · Amount on File
Deed SaleJul 1, 2024 · Amount on File
Deed Document Number2024532
Prior Transfer DateMay 8, 2012
Prior Transfer Doc0000000934
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKING WA
Property Address3405 E MERCER ST, SEATTLE, WA 98112-4341
Transaction TypeMortgage
Record UpdatedOct 15, 2025
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 CAMBRIDGE PL, BROOKLYN, NY 11238-1908

Mortgage

Document Number0000000652
DateOct 6, 2025
Instrument20251006000652
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2055
Interest
Rate TypeAdjustable Rate
Rate5.75%
Type Change DateNov 1, 2032
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change10.7%
Max Rate10.7%

Tax Assessment & Valuation

The 2026 property tax bill for 3405 E Mercer St was $13,202.

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateWashington
CountyKing County
MunicipalitySeattle City
Unified School DistrictSeattle Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$13,202.00
2025$1,259,000 (-10.14%) Land $994,000 Building $265,000$1,259,000 (-10.14%) Land $994,000 Building $265,000
2024$13,573.00$1,401,000 Land $994,000 Building $407,000$1,401,000 Land $994,000 Building $407,000
2022$12,314.00$1,432,000 Land $927,000 Building $505,000$1,432,000 Land $927,000 Building $505,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3405 E Mercer St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3405 E Mercer St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSEATTLE PUBLIC UTILITIES
serves 1,161,961 people · EPA ID WA5377050
Water SourceSurface water
Last State InspectionJul 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
AT&T
Fixed Wireless
100 / 20

May also be available: CenturyLink, T-Mobile, Verizon.

Nearby Properties on E Mercer St

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